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About This Home

Charming and inviting, this 2-bedroom, 1-bath home is set in a quiet, well-established neighborhood and offers a blend of character and comfort. Inside, you'll find a light-filled layout, warm living spaces, and thoughtful updates throughout. The spacious lot provides room to relax, garden, or entertain, while the detached garage offers exciting potential for a future ADUadding flexibility and long-term value. Centrally located, this home offers easy access to nearby shopping, dining, parks, schools, Highway 99, and the Amtrak stationmaking everyday living simple while offering exciting potential for the future.

Getting Around

Somewhat Walkable

Very Limited Transit

Very Bikeable

Schools

5/10

John Muir Elementary SchoolGrades K-60.1 mi

5/10

Herbert Hoover Middle SchoolGrades 7-80.6 mi

4/10

Merced High SchoolGrades 9-120.8 mi

Construction

Condition

Year built: 1940

Materials

Foundation: Combination
Roof: Shingle,Composition
Construction materials: Frame

Type & Style

Home type: SingleFamily
Architectural style: Cottage
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Free-Standing Gas Range,Range Hood,Microwave
Laundry features: In Garage

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Dining Room

Features: Formal Room

Features

Flooring: Laminate,Linoleum,Wood
Number of fireplaces: 1
Fireplace features: Wood Burning
Fireplace: Yes

Heating & Cooling

Heating features: Central,Wood Stove
Cooling features: Ceiling Fan(s),Central Air

Interior Area

Total interior livable area: 1,151 sqft

Kitchen

Features: Kitchen/Family Combo,Tile Counters

Property

Details

Parcel number: 030113006000
Zoning description: RES
Special condition: Standard

Lot

Lot size: 7,501 sqft
Features: Garden,Street Lights,Landscape Back,Landscape Front

Parking

Total spaces: 2
Parking features: Alley Access,Converted Garage,Detached
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

EarthquakeRelatively High
Heat WaveModerate
LightningModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Merced County and California

Earthquake

Flood

Mud Landslide

Severe Ice Storm

Severe Storm

Snowstorm

Straight Line Winds

Tropical Storm

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,643	$19,716
Home Insurance *	$114	$1,368
Property Taxes	$306	$3,672
Electricity	$398	$4,786
Total	$2,461	$29,532

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$98,440/yr

35% on housing$84,377/yr

40% on housing$73,830/yr

45% on housing$65,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered

Wildfire

Visit Website →

Current Policies

Residential: 417,310Commercial: 13,990

Total Premiums$1.42B

Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%

6.9%

0%30.0%

Electricity Growth Rate10-year average: 4.3%

4.3%

0%15.0%

Property Taxes Growth Rate2-year average: 2.7%

2.7%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239

Merced County$326

vs Homes Sold Last Month

Median $/sqft