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About This Home

Cozy home to call your own. Detached garage for extra room, or cars, toys, or storage. Close to shopping, schools, freeway. Home is in a nice established neighborhood with great neighbors.

Getting Around

Very Walkable

Very Limited Transit

Bikeable

Schools

3/10

John C. Fremont Charter SchoolGrades K-60.2 mi

5/10

Herbert Hoover Middle SchoolGrades 7-81.3 mi

4/10

Merced High SchoolGrades 9-121.0 mi

Construction

Condition

Year built: 1940

Materials

Foundation: Combination
Roof: Composition
Construction materials: Wood

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Laundry features: Inside

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Dining Room

Features: Breakfast Nook

Features

Flooring: Carpet,Wood

Heating & Cooling

Heating features: Central
Cooling features: Central Air

Interior Area

Total interior livable area: 912 sqft

Kitchen

Features: Ceramic Counter

Property

Details

Parcel number: 030162006000
Zoning description: R1
Special condition: Standard

Lot

Lot size: 7,501 sqft
Features: Shape Regular

Parking

Total spaces: 2
Parking features: Detached
Has garage: Yes
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

EarthquakeRelatively High
Inland FloodingRelatively High
Heat WaveModerate
LightningModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Merced County and California

Earthquake

Flood

Mud Landslide

Severe Ice Storm

Severe Storm

Snowstorm

Straight Line Winds

Tropical Storm

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,491	$17,892
Home Insurance *	$103	$1,236
Property Taxes	$273	$3,276
Electricity	$398	$4,786
Total	$2,265	$27,180

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$90,600/yr

35% on housing$77,657/yr

40% on housing$67,950/yr

45% on housing$60,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered

Wildfire

Visit Website →

Current Policies

Residential: 417,310Commercial: 13,990

Total Premiums$1.42B

Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%

6.9%

0%30.0%

Electricity Growth Rate10-year average: 4.3%

4.3%

0%15.0%

Property Taxes Growth Rate2-year average: 2.7%

2.7%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239

Merced County$326

vs Homes Sold Last Month

Median $/sqft