902 W 20th St, Merced, CA, 95340
About This Home
Charming Corner Lot Home with Modern Upgrades! The welcoming front porch features tile accents and classic wood siding. Step inside to a spacious family room with real wood flooring, stone facia details, a fireplace, and abundant natural light from large single-pane windows. The formal dining room boasts wood floors, a built-in hutch, high ceilings, and a ceiling fan. The functional kitchen includes ample cabinetry, Formica countertops, a stainless steel sink, gas oven, microwave, dishwasher, and laminate flooring. A bright sunroom at the back, surrounded by windows and linoleum flooring, adds extra space. The laundry room offers a sink, tankless water heater, and linoleum flooring for easy care. The primary bedroom features carpet and a walk-through closet. The bathroom includes a jetted tub and tile flooring. The second bedroom offers carpet flooring and a ceiling fan. Additional highlights include a basement, a detached two-car garage, and a large backyard with double side gates perfect for RV or boat parking. The home also features a durable composition roof and 15 paid-off solar panels, delivering long-term savings and energy efficiency. Located just minutes from downtown, parks, dining, and shopping, this property combines charm, functionality, and location appeal.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1917
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Microwave,Tankless Water Heater
- Laundry features: Inside
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Features: Jetted Tub
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings
- Flooring: Carpet,Laminate,Wood
- Fireplace features: Family Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,378 sqft
Kitchen
- Features: Laminate Counters
Property
Details
- Parcel number: 031041009000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Patio & porch: Front Porch,Stone,Tile
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 7,368 sqft
- Features: Back Yard,Corner Lot
Parking
- Total spaces: 2
- Parking features: Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $320 | $3,840 |
| Electricity | $398 | $4,786 |
| Total | $2,583 | $30,996 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-17 | Listed for sale | $345,000 |
| 2024-04-13 | Listing removed | $325,000 |
| 2024-04-04 | Listed for sale | $325,000 |
| 2022-05-27 | Sold | $300,000 |
| 2022-04-28 | Pending sale | $299,950 |
| 2022-04-28 | Contingent | $299,950 |
| 2022-04-01 | Listed for sale | $299,950 |
| 1999-05-13 | Sold | $75,000 |
View on Zillow