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115 W 19th St, Merced, CA, 95340

2beds
1baths
1,014sqft
$315,000
$311price/sqft
$2,384/moest. monthly cost
$95,360/yrincome needed

About This Home

Adorable and well-maintained 2-bedroom, 1-bathroom home offering comfort, charm, and plenty of potential! Step inside to a spacious and inviting living room filled with natural light that flows seamlessly into the dining area, creating a warm and welcoming space for everyday living and entertaining. The adorable kitchen offers both functionality and charm. A generously sized indoor laundry room provides added convenience and leads directly to the oversized backyard. Enjoy peace of mind knowing the roof is only 5 years old. Situated on a large lot, the property may offer potential for an ADU (buyer to verify with county). The expansive outdoor space provides endless possibilities for gardening, recreation, possible RV access or future expansion. Additional highlights include solar to help reduce energy costs and a convenient location near Highway 99, making this home an excellent choice for commuters. Don't miss the opportunity to own this charming home with room to grow!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

3/10
5/10
4/10
Merced High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1915

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,014 sqft

Property

Details

  • Parcel number: 031081011000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Street
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,500 sqft
  • Features: Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$110$1,320
Property Taxes $284$3,408
Electricity $398$4,786
Total$2,384$28,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,737/yr
40% on housing$71,520/yr
45% on housing$63,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$309,999
2026-06-18Listed for sale$315,000
2022-12-22Sold$270,000
2022-12-08Pending sale$270,000
2022-12-04Listed for sale$270,000
2022-11-27Contingent$270,000
2022-11-19Listed for sale$270,000
2018-07-13Sold$185,000
2018-06-06Pending sale$189,999
2018-05-11Listed for sale$189,999
2017-12-08Sold$130,000
2017-10-24Pending sale$138,500
2017-06-29Listed for sale$138,500
2014-12-18Sold$75,000

For Sale by Agent

AgentAmy Sullivan
BrokerageExit Realty Consultants

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