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15 E 22nd St, Merced, CA, 95340

3beds
2baths
1,275sqft
$425,000
$333price/sqft
$3,104/moest. monthly cost
$124,160/yrincome needed

About This Home

Welcome to 15 E 22nd St! This updated three-bedroom, two-bath home offers a functional open floor plan and convenient alley access. Tile flooring flows throughout the main living areas, complemented by carpeted bedrooms. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar. An indoor laundry room with built-in cabinets. Both bathrooms are appointed with modern shower stalls. The backyard offers alley access and a large shed. Ideally located with easy access to G Street and just minutes from Downtown Merced.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

5/10
4/10
Golden Valley High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Wood Subfloor
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Basement

  • Area: 0

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 1,275 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 034012016

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,501 sqft
  • Features: Urban

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$149$1,788
Property Taxes $408$4,896
Electricity $398$4,786
Total$3,104$37,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,422/yr
40% on housing$93,120/yr
45% on housing$82,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$425,000
2018-03-23Sold$50,000
2008-12-02Sold$50,000
2008-08-07Sold$68,000
2005-05-20Sold$240,000
2000-03-08Sold$78,000

For Sale by Agent

AgentAlifonso Mendoza
BrokerageKeller Williams Property Team

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