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1950 Union Ave, Merced, CA, 95340

2beds
1baths
936sqft
$318,000
$340price/sqft
$2,394/moest. monthly cost
$95,760/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home offering 936 square feet of comfortable living space. Freshly updated with new interior paint, this home is move-in ready and full of potential. The functional floor plan features a gas range in the kitchen, convenient indoor laundry, and cozy carpeted bedrooms for added comfort. The spacious lot offers the possibility of an ADU (buyer to verify), creating an excellent opportunity for extended living, rental income, or a home office. Whether you’re a first-time buyer, investor, or looking to downsize, this property is one you won’t want to miss!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
4/10
Golden Valley High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1940

Materials

  • Foundation: Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range
  • Laundry features: Inside

Bathroom

  • Features: Bathtub,Dual Sinks,Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),All Bedrooms Down
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 034181013000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: None
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,000 sqft
  • Features: Back Yard,Front Yard,Yard

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,607$19,284
Home Insurance *$111$1,332
Property Taxes $278$3,336
Electricity $398$4,786
Total$2,394$28,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,080/yr
40% on housing$71,820/yr
45% on housing$63,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$318,000
2026-07-30Price change$318,000
2026-07-15Listed for sale$325,000
2008-12-10Sold$75,000
2008-10-28Listed for sale$68,000
2008-09-16Sold$187,406
2007-07-25Sold$216,000
2007-05-23Listed for sale$210,000
2006-04-14Sold$70,500

For Sale by Agent

AgentAndy Krotik
BrokerageKeller Williams Property Team

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