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1375 Loughborough Dr, Merced, CA, 95348

3beds
2baths
1,335sqft
$299,000
$224price/sqft
$2,264/moest. monthly cost
$90,560/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION! Welcome to 1375 Loughborough Dr, a well-situated Merced home offering unbeatable convenience and everyday comfort. Enjoy a lifestyle where everything you need is within reach — just steps from shopping, Starbucks, the Merced Mall, Target, and all the dining and retail options along Olive Avenue. Outdoor lovers will appreciate being close to popular hiking and walking trails, making this property ideal for both convenience and recreation. Whether you’re a first-time buyer or an investor seeking a strong rental opportunity, this home checks all the boxes. With its central location and proven rental history, this property stands out as a smart addition to any portfolio.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
89
BikeVery Bikeable

Schools

5/10
3/10
4/10
Merced High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,335 sqft

Property

Details

  • Parcel number: 058061022000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,015 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$78$936
Property Taxes $277$3,324
Electricity $398$4,786
Total$2,264$27,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,622/yr
40% on housing$67,920/yr
45% on housing$60,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$215
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-03Listed for sale$299,000

For Sale by Agent

AgentNicamor Torres
BrokerageExit Realty Consultants

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