3947 Finch Ct, Merced, CA, 95340
About This Home
Lovely semi custom home nestled on a cul de sac lot. This 4 bedroom, 3 full bath one owner home has much to offer. The tiled entry leads to a great room with plush carpet and a cozy fireplace and extends to an open floor plan. The kitchen and dining area were completely gutted and remodeled and the kitchen was redesigned with a wine rack, spice cabinet, 2 display cabinets with beveled glass, a built up breakfast bar with pendant lights above, self closing drawers, pull out drawers and beautiful river rock style granite and back splash. Also upgraded with LG appliances, recessed lighting as well as under counter lighting. The bath off the kitichen has been upgraded with granite counters to match. The master suite is spacious and the master bath has a soaker tub as well as a seperate shower. The walk in closet has professionally installed organizers to include shelves, baskets and ample hanging rods. All of the baths have been updated to varying degrees. The garage has attractive and ample storage cabinets and a work bench that were also professionally installed. For your tinier guests thre is a playhouse built by a contractor that has a ladder, loft bed with safety bar, desk, ceiling fan and electricity. The location is stellar behind the promenade and close to a neighborhood park, walking path, hospital, schools, restaurants, churches, gym and shopping. This home is accented with outdoor lighting. It is a beauty. Amenities list and pest certification is available.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1997
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven
- Laundry features: Laundry Room
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Granite Counters,Remodeled,Separate Shower,Tile Counters,Tub Shower,Upgraded
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 4
Features
- Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Tile Counters,Walk-In Pantry,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Family Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,904 sqft
Kitchen
- Features: Granite Counters,Kitchen/Family Room Combo,Remodeled,Self-closing Drawers,Updated Kitchen,Walk-In Pantry
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Property
Details
- Parcel number: 231063005
- Special condition: Trust
- Other equipment: Satellite Dish
Features
- Levels: One
- Stories: 1
- Entry location: street
- Pool features: None
- Patio & porch: Covered,Open,Patio
- Exterior features: Lighting,Rain Gutters
- Spa features: None
- Fencing: Good Condition,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 7,496 sqft
- Features: Cul-De-Sac,Front Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Rectangular Lot
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Drought
- Earthquake
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,982 | $35,784 |
| Home Insurance * | $207 | $2,484 |
| Property Taxes | $569 | $6,828 |
| Electricity | $408 | $4,899 |
| Total | $4,166 | $49,992 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $599,900 |
| 2026-05-06 | Listed for sale | $615,000 |
| 2026-04-30 | Contingent | $599,900 |
| 2026-04-21 | Price change | $599,900 |
| 2026-03-06 | Listed for sale | $615,000 |
| 1998-01-16 | Sold | $141,000 |
View on Zillow