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585 Morgan Ct, Merced, CA, 95341

4beds
3baths
1,931sqft
$417,000
$216price/sqft
$3,013/moest. monthly cost
$120,520/yrincome needed

About This Home

This east-facing 4-bedroom, 3-bath home near Campus Parkway sits on a corner lot in a quiet cul-de-sac, offering modern updates, flexible living, and NO Mello-Roos or HOA fees. Built in 1992 on a slab foundation with NEW dual-pane windows, a newer roof, and NEW FENCE & LAWN, this home checks all the boxes. The open-concept family room flows into a beautifully updated kitchen featuring quartz countertops and a breakfast bar ideal for entertaining. The private primary suite includes double sinks, quartz counters, and a walk-in closet. An indoor laundry room and an updated guest bath add everyday convenience. Upstairs, a spacious loft with an additional bedroom and bath creates the perfect guest suite, home office, or EXTRA room. Step outside to a generous backyard with a concrete pad and a charming grape arbor, a shaded retreat perfect for outdoor dining and gatherings. This is the one you've been waiting for. Schedule your showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
5/10
Weaver Middle SchoolGrades 6-80.8 mi
4/10
Golden Valley High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete,Slab
  • Roof: Shingle,Composition
  • Construction materials: Concrete,Stucco,Frame,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Ice Maker,Dishwasher,Disposal,Microwave,Free-Standing Electric Oven,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Cabinets,Laundry Closet,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Wood Burning,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,931 sqft

Kitchen

  • Features: Quartz Counter,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile,Quartz

Master Bedroom

  • Features: Closet,Walk-In Closet

Property

Details

  • Parcel number: 061430053000
  • Zoning: R16
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 6,425 sqft
  • Features: Manual Sprinkler F&R,Auto Sprinkler F&R,Cul-De-Sac,Landscape Back,Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Possible,Garage Door Opener,Garage Faces Front,Driveway,Gentle Up Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,108$25,296
Home Insurance *$103$1,236
Property Taxes $388$4,656
Electricity $414$4,968
Total$3,013$36,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,302/yr
40% on housing$90,390/yr
45% on housing$80,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 95341$200
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95341$256
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$417,000
2024-04-26Sold$350,000
2010-01-14Sold$125,000
2009-09-24Sold$83,300

For Sale by Agent

AgentAngeles Lomeli
BrokerageLifestyle Realty

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