17131 Cotton Rd, Los Banos, CA, 93635
About This Home
119-acre ranch now available for sale, situated in the historically reliable Central California Irrigation District (CCID). This property features 78 acres of irrigated cropland, 29 acres of irrigated pasture, which offers the potential for conversion into additional cropland. The homestead spans 12 acres and includes two houses, in need of complete renovation, a barn, and several outbuildings.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1916
Materials
- Foundation: Concrete
- Roof: Other
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Laundry features: None
Basement
- Area: 0
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
Dining Room
- Area: 0
Family Room
- Area: 0
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 993
- Total interior livable area: 993 sqft
Kitchen
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 088130067000
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 119 Acres
- Features: Rural
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Wildfire
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,113 | $121,356 |
| Home Insurance * | $512 | $6,144 |
| Property Taxes | $1,116 | $13,392 |
| Electricity | $398 | $4,786 |
| Total | $12,139 | $145,668 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-20 | Price change | $1,795,000 |
| 2024-12-23 | Listed for sale | $1,995,000 |
| 2024-09-17 | Listing removed | $2,142,000 |
| 2024-03-05 | Listed for sale | $2,142,000 |
| 2024-02-29 | Listing removed | -- |
| 2023-09-20 | Price change | $3,000,000 |
| 2023-08-15 | Listed for sale | $3,450,000 |
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