See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3560 San Jose Ave, Merced, CA, 95348

3beds
2baths
1,553sqft
$410,000
$264price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

STOP! & LOOKIE Lookie....at this absolutely charming & pristine 3 bedroom 2 bath home located in North Merced. You definitely won't be disappointed as it has a lot of energy saving items. It is ready for a new owner and is Turnkey ready! The home offers PAID solar and includes, the washer, dryer & kitchen refrigerator! Also included is a newer roof & A/C unit, plantation shutters & Low-E windows throughout. The LARGE kitchen has been remodeled with beautiful granite counter tops and backsplash; cabinets have been painted and a French door was added for easy access to the wonderful back yard. The bathrooms have been tastefully remodeled to include tiled showers, new sinks & cabinets. The garage has been completely finished! WAIT...there's more....there's the manicured & tranquil backyard with a covered patio, shed, & a garden in full bloom! The patio would be a great hang out in the mornings with your cup of coffee. And don't forget, you don't have any neighbors behind you! Bike & walking paths are close by. Shopping, schools, Merced College and the UC Merced campus are nearby also.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

4/10
3/10
4/10
Merced High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Refrigerator,Range Hood,Water To Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: In Garage

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Separate Shower,Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,Pantry,Bedroom on Main Level,Main Level Primary
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Screens,Shutters
  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Great Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,553 sqft

Kitchen

  • Features: Kitchen Island,Laminate Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 236062002000
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Rear Porch,Concrete,Covered,Patio
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: Excellent Condition,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,251 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front,Near Park,Sprinklers Timer

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$107$1,284
Property Taxes $373$4,476
Electricity $398$4,786
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$399,000
2026-07-29Listed for sale$410,000
2019-10-04Sold$260,000
2019-08-30Pending sale$259,900
2019-08-28Listed for sale$259,900

For Sale by Agent

AgentPamela Spiva
BrokerageRoger Martin Properties

Similar Homes