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530 W Stephenson Street, Ukiah, CA, 95482

3beds
2baths
2,617sqft
$649,500
$248price/sqft
$4,806/moest. monthly cost
$192,240/yrincome needed

About This Home

This solidly built home is located in the convenient & sought after Westside downtown. It's HUGE, at over 2,600 square foot, and is bright & sunny--a two story Craftsman home. Set among beautiful neighboring custom homes it is within walking distance to the downtown's great restaurants, farmer's market, retail shops, & City sponsored events & activities all during the year. The garage was converted to floor space by permit in 1962 adding a family room, 2nd set of stairs to the 2nd level, & laundry room. The LR & formal dining area are very impressive with high coved ceilings, bay windows, and a cozy fireplace--plus the light colored hardwood flooring adds a dramatic impact. One spacious BR is located downstairs, while two others are upstairs. The oversized kitchen has a huge island, hood over the built in gas range, and a built in "pass through" to the formal dining area that is open to the living room. The opposite side of the kitchen leads into the family room, which has a very handy 2nd entry. This amazing house would be a wonderful place to call home!

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

5/10
Yokayo Elementary SchoolGrades K-60.5 mi
3/10
Pomolita Middle SchoolGrades 6-80.6 mi
5/10
Ukiah High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Double Oven,Range Hood,Tankless Water Heater
  • Laundry features: Cabinets,Inside Room

Basement

  • Basement: None

Bathroom

  • Features: Granite,Shower Stall(s),Window
  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Area
  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Bay Window(s),Dual Pane Partial
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,617
  • Total interior livable area: 2,617 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Other Counter
  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Features: Double Vanity,Granite,Shower Stall(s),Tile,Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet(s)

Property

Details

  • Parcel number: 0022510300
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Front Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Downtown,Park/Greenbelt

Lot

  • Lot size: 5,000 sqft
  • Features: Corner Lot,Curb(s)/Gutter(s),Landscaped,Landscape Front,Sidewalk/Curb/Gutter

Parking

  • Total spaces: 2
  • Parking features: Converted Garage,Private,Uncovered Parking Spaces 2+
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$284$3,408
Property Taxes $677$8,124
Electricity $561$6,734
Total$4,806$57,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,777/yr
40% on housing$144,180/yr
45% on housing$128,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 95482$295
Mendocino County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 95482$326
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$675,000
2025-12-19Price change$712,500
2025-10-31Price change$725,000
2025-08-21Price change$750,500
2025-08-03Listed for sale$772,500
2012-05-25Sold$294,500
2012-01-11Listing removed$299,900
2012-01-10Price change$299,900
2011-12-13Price change$315,000
2011-11-19Listed for sale$339,900
2011-06-23Listing removed$397,000
2011-05-18Price change$397,000
2011-02-24Listed for sale$423,500
2009-07-10Listing removed$559,000
2009-06-30Price change$559,000
2009-04-25Listed for sale$575,000

For Sale by Agent

AgentLynn McNamara
BrokerageLuxe Places International R

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