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9015 Chip Dr, Soddy Daisy, TN, 37379

4beds
2baths
2,250sqft
$359,900
$160price/sqft
$2,599/moest. monthly cost
$103,960/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 2-bath home in the heart of Lakesite, set on a full acre offering both space and privacy. Built on a solid brick foundation and enhanced with permanent exterior lighting, this home combines lasting quality with thoughtful upgrades. Inside, you'll find an open, inviting layout with a spacious living area that flows easily for everyday living. The primary suite offers a relaxing retreat with a soaking tub, separate shower, and dual closets. Enjoy quiet mornings and peaceful evenings on the oversized porch, perfect for taking in the surrounding space. A powered workshop and additional outbuilding provide plenty of room for hobbies, storage, or projects. Move-in ready and full of charm, this home offers comfort, functionality, and room to enjoy.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

9/10
7/10
Loftis Middle SchoolGrades 6-81.3 mi
6/10
Soddy Daisy High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Brick/Mortar,Permanent
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Concrete,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Washer/Dryer

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Pantry
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,250

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Whole House Fan

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 075o F 001

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Lighting,Private Yard,Storage

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Private,Sloped
  • Lot size dimensions: 185 x 188 x 236 x 208

Parking

  • Parking features: Asphalt,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance $170$2,040
Property Taxes $428$5,136
Electricity $182$2,193
Total$2,599$31,188

Income You'd Need if You Spent...

35% on housing$89,108/yr
40% on housing$77,970/yr
45% on housing$69,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$187
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$345,000
2026-04-17Listed for sale$359,900
2023-07-14Sold$30,000
2023-06-06Contingent$37,900
2023-05-22Price change$37,900
2023-02-14Listed for sale$42,900
2020-06-11Sold$19,000
2020-05-11Pending sale$22,000
2020-02-13Listed for sale$22,000
2019-10-08Listing removed$22,000
2018-04-12Listed for sale$22,000

For Sale by Agent

AgentMorgan L Owensby
BrokeragePorchlight Real Estate LLC

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