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8106 Savannah Bay Dr, Ooltewah, TN, 37363

6beds
4baths
3,228sqft
$599,000
$186price/sqft
$4,192/moest. monthly cost
$167,680/yrincome needed

About This Home

IT'S LAKE TIME!!! Your very own personal boat slip assignment at the community boat dock. Welcome to this 6-bedroom, 3.5-bath home in the Village of Savannah Bay. Upon entry, you're greeted by a bright and inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, making it perfect for both everyday living and entertaining. The spacious living room features vaulted ceilings and large windows, allowing natural light to flood the space. Everything flows into the gourmet kitchen with modern appliances, granite countertops, and a generous island ideal for cooking and gathering. The main-level master suite provides a peaceful retreat, complete with a walk-in closet and a completely remodeled, luxurious en-suite bathroom featuring beautiful tiled shower, soaking tub, and dual vanities. The additional bedrooms and 2 full baths upstairs are equally spacious and provide ample space, with the flexibility to meet your needs - children's rooms, guest rooms, home office, bonus/playroom - everything is covered! The outdoor living space is a true highlight, with a private fenced backyard and two level deck, offering plenty of room for outdoor activities, relaxation, morning coffee, hosting friends and family or even the potential for raised bed gardening. Situated in this quiet, one street neighborhood, with easy access to the lake, local amenities, schools, and outdoor activities. This home is an ideal place for those seeking a tranquil yet convenient lifestyle.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Hunter Middle SchoolGrades 6-82.9 mi
5/10
Ooltewah High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Block,Brick/Mortar,Stone
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Gas Oven,Free-Standing Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Soaking Tub,Stone Counters,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Luxury Vinyl,Plank,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,228

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 3,228 sqft

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Third

Other

  • Level: First

Property

Details

  • Parcel number: 104h B 020

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Porch - Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard,Privacy
  • Waterfront features: River Access

Lot

  • Lot size: 6,534 sqft
  • Features: Lake on Lot,Level,Other
  • Lot size dimensions: 47.48 x 124.96

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $187$2,244
Property Taxes $715$8,580
Electricity $262$3,147
Total$4,192$50,304

Income You'd Need if You Spent...

35% on housing$143,725/yr
40% on housing$125,760/yr
45% on housing$111,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$599,000
2025-06-02Listing removed$569,900
2025-05-23Price change$569,900
2025-04-22Price change$579,900
2025-03-31Price change$599,000
2025-03-20Listed for sale$615,000
2024-09-30Listing removed$599,999
2024-09-22Price change$599,999
2024-09-09Price change$615,000
2024-08-20Price change$630,000
2024-08-16Listed for sale$650,000
2024-08-08Contingent$650,000
2024-07-01Price change$650,000
2024-05-31Listed for sale$675,000
2021-07-30Sold$485,000
2021-06-29Contingent$519,900
2021-06-11Listed for sale$519,900
2020-12-15Listing removed$469,900
2020-06-12Listed for sale$469,900
2019-08-09Listing removed$425,900
2019-04-23Listed for sale$425,900
2019-02-01Listing removed$379,900
2018-12-08Price change$379,900
2018-10-18Price change$399,900
2018-10-01Price change$429,900
2018-09-01Listed for sale$439,900
2013-06-14Sold$26,000

For Sale by Agent

AgentLeslie May
BrokerageZach Taylor - Chattanooga

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