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38401 Upper Road, Willits, CA, 95490

1beds
1baths
500sqft
$214,000
$428price/sqft
$1,768/moest. monthly cost
$70,720/yrincome needed

About This Home

Back on market! Bring your tool belt multiple structures on the property offer endless possibilities for restoration, storage, workshops, or future improvements. Explore 40 acres of seclusion in the Willits hills with mature forest, seasonal creeks, and genuine privacy just minutes from town. Seller financing available. Video tour: https://youtu.be/yUnoekowAyY

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

2/10
3/10
Fort Bragg Middle SchoolGrades 6-816.4 mi
5/10
Fort Bragg High SchoolGrades 9-1216.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: Other

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Property

Details

  • Parcel number: 0154101101
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 40.01 Acres
  • Features: See Remarks

Parking

  • Parking features: Other,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance *$169$2,028
Property Taxes $119$1,428
Electricity $398$4,786
Total$1,768$21,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,617/yr
40% on housing$53,040/yr
45% on housing$47,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 95490$197
Mendocino County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 95490$228
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Listed for sale$214,000
2026-05-07Listing removed$214,000
2026-03-31Price change$214,000
2025-12-17Price change$230,000
2025-10-08Price change$249,000
2025-08-27Price change$289,000
2025-05-29Listed for sale$309,000

For Sale by Agent

AgentRaymond Hebel
BrokerageLuxe Places International Real

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