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7724 Peppertree Dr, Ooltewah, TN, 37363

5beds
3baths
2,819sqft
$499,900
$177price/sqft
$3,540/moest. monthly cost
$141,600/yrincome needed

About This Home

Welcome to 7724 Peppertree Drive, nestled in the highly sought-after McKenzie Farm community in Ooltewah! This beautifully maintained five-bedroom, three-bath home sits on a desirable corner lot and offers the convenience of being within walking distance to Ooltewah Elementary School. Step inside to a welcoming foyer featuring an open staircase and coat closet, with a formal dining room just off the entry, enhanced by custom sliding doors for added charm and flexibility. The main level boasts a spacious great room that flows seamlessly into the eat-in kitchen, complete with a large island, pantry, granite countertops, tiled backsplash, and stainless steel appliances--perfect for both everyday living and entertaining. The main-level primary suite is a true retreat, showcasing a vaulted ceiling and a luxurious en suite bath with dual granite vanities, a soaking tub, tiled shower, private water closet, and a generously sized walk-in closet. An additional bedroom and full bath on the main level provide flexibility for guests or a home office. You'll also find a well-appointed laundry room with a sink, cabinetry, and access to the side porch, along with a convenient drop zone at the garage entry. Upstairs, three spacious bedrooms each feature walk-in closets and share a thoughtfully designed full bath with separate vanity areas for added functionality. One bedroom also includes access to attic storage. Outdoor living is just as inviting, with a covered front porch, covered side porch, and an open stamped concrete patio ideal for grilling and relaxing. A two-car garage and scenic views of White Oak Mountain complete this exceptional property. Schedule your private showing today and experience all this wonderful home has to offer!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
6/10
Hunter Middle SchoolGrades 6-83.3 mi
5/10
Ooltewah High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Electric Range,Gas Water Heater,Microwave
  • Laundry features: Laundry Room,Main Level

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Crown Molding,Entrance Foyer,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Separate Dining Room,Split Bedrooms
  • Window features: Vinyl Frames
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,See Remarks
  • Fireplace: Yes
  • Finished area above ground: 2,819

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 2,819
  • Total interior livable area: 2,819 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 114g A 034

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Front Porch,Patio,Porch,Side Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Gentle Sloping,Level
  • Lot size dimensions: 119.45 x 121.67

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $187$2,244
Property Taxes $597$7,164
Electricity $229$2,748
Total$3,540$42,480

Income You'd Need if You Spent...

35% on housing$121,371/yr
40% on housing$106,200/yr
45% on housing$94,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$544,900
2026-03-26Listed for sale$549,900
2016-06-27Sold$329,900

For Sale by Agent

AgentLiz S Reinsel
BrokerageReal Estate Partners Chattanooga LLC

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