8886 Silver Maple Dr, Ooltewah, TN, 37363
About This Home
Welcome to your brand-new sanctuary in The Retreats at White Oak—one of Ooltewah's most desirable gated communities offering low county taxes and resort-style amenities. This beautifully crafted 4-bedroom home blends modern design with warm, livable elegance through its open-concept layout and thoughtful architectural details. The main level features a spacious living room highlighted by exposed wood beams and a striking white brick fireplace with a stained mantle, creating a true focal point. The home offers both a dedicated dining room with custom wall trim and a bright breakfast nook surrounded by windows—perfect for gatherings, morning coffee, or everyday living. The luxurious primary suite on the main level is a peaceful retreat with a tray ceiling, abundant natural light, and a sliding barn door leading to a spa-like bath. Enjoy a freestanding soaking tub, an oversized walk-in tile shower with dual niches, dual vanities with a center storage tower, and sleek black fixtures for a modern touch. Three additional bedrooms provide flexibility for family, guests, or workspace. A rare advantage of this home is the unfinished expansion space upstairs, offering endless potential for a bonus room, media room, or future added value. Outdoors, the fenced-in backyard provides privacy and room to play or relax. Residents enjoy low county taxes plus an impressive amenity package: a community pool, clubhouse, tennis courts, playground, walking areas, gated entry, and even a charming Little Free Library. All located in the sought-after Ooltewah, Tennessee. The community is close to top schools, shopping, dining, parks, and medical centers. A beautiful new construction home with luxury finishes, community perks, and room to grow—don't miss this opportunity. Schedule a tour today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Range,Gas Range,Gas Water Heater,Microwave
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Features
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,494
Interior Area
- Total structure area: 2,494
- Total interior livable area: 2,494 sqft
Property
Accessibility
- Accessibility features: Accessible Kitchen
Details
- Parcel number: 114o D 031
Features
- Stories: 2
- Exterior features: Rain Gutters
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 74.28 x 140.8
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway,Garage,Gated,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Earthquake
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,982 | $35,784 |
| Home Insurance | $187 | $2,244 |
| Property Taxes | $704 | $8,448 |
| Electricity | $202 | $2,431 |
| Total | $4,075 | $48,900 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $619,900 |
| 2022-02-25 | Sold | $75,000 |
View on Zillow