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116 Spring Street, Fort Bragg, CA, 95437

4beds
2baths
2,200sqft
$664,000
$302price/sqft
$4,675/moest. monthly cost
$187,000/yrincome needed

About This Home

Charming 4-bedroom, 2-bath home located on a quiet street in Fort Bragg. Thoughtful layout includes 2 desirable main-level bedrooms, Upstairs features 2 more bedrooms, a spacious family room with access to a private balcony offering peek-a-boo ocean views and a great vantage point for Fourth of July fireworks. Enjoy outdoor living in the fully fenced, level backyard complete with a deck and patio perfect for relaxing or entertaining. A standout feature is the custom built sports bar in the corner of the garage, creating the ultimate hangout space for game days and gatherings year-round. Additional highlights include a newer roof and a functional floor plan that blends comfort and versatility. Conveniently located near local amenities while maintaining a peaceful neighborhood feel, this home offers the best of coastal living with great entertaining spaces.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

--
3/10
Fort Bragg Middle SchoolGrades 6-80.0 mi
5/10
Fort Bragg High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Free-Standing Refrigerator,Microwave
  • Laundry features: Hookups Only,In Garage

Basement

  • Basement: None

Bathroom

  • Features: Shower Stall(s),Tub,Tub w/Shower Over
  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo
  • Level: Main

Family Room

  • Level: Upper

Features

  • Cathedral Ceiling(s)
  • Window features: Dual Pane Full
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Oil,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Features: Laminate Counters,Pantry Cabinet
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted
  • Level: Main

Property

Details

  • Parcel number: 0180722900
  • Special condition: Offer As Is

Features

  • Stories: 2
  • Patio & porch: Front Porch,Deck,Patio
  • Exterior features: Balcony
  • Fencing: Back Yard,Fenced,Full,Wood
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 6,006 sqft
  • Features: Curb(s)/Gutter(s)

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Garage Faces Front,Inside Entrance,Uncovered Parking Spaces 2+,See Remarks,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,357$40,284
Home Insurance *$191$2,292
Property Taxes $656$7,872
Electricity $471$5,661
Total$4,675$56,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,285/yr
40% on housing$140,250/yr
45% on housing$124,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$294
Mendocino County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$695,000
2022-05-20Sold$620,000
2022-04-20Pending sale$639,000
2022-04-05Listed for sale$639,000
2005-05-10Sold$454,000
2002-09-16Sold$330,000

For Sale by Agent

AgentCarey L Pinson
BrokerageColdwell Banker Mendo Realty

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