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300 N Harbor Dr, Fort Bragg, CA, 95437

3beds
3baths
2,250sqft
$1,100,000
$489price/sqft
$7,515/moest. monthly cost
$300,600/yrincome needed

About This Home

Expansive views of the Ocean and the River greet you from this home perched above the Noyo Harbor. This home is ideal for entertaining, with a large double living room, which has access to a south-facing observation deck with commanding views overlooking the ever-changing activity from the harbor below. Enjoy watching the fishing vessels navigate past the jetty and venturing out into the ocean beyond, with hopes of returning with a nice day's catch. An array of shorebirds, seals and sea lions await their return with much of the same anticipation. With such close proximity to the Harbor, one can find time to enjoy the fine restaurants, venture through shops and galleries or enjoy many of the outdoor water adventures that are available. It's not just the stunning views that will help you fall in love with this home, but the climate that is experienced with coastal living and movement of the fresh air currents coming off the Pacific Ocean that is sure to be appreciated.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
3/10
Fort Bragg Middle SchoolGrades 6-80.7 mi
5/10
Fort Bragg High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1946

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Separate Family Room

Features

  • Living Room Deck Attached,Bedroom on Main Level,Main Level Primary,Workshop
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Central,Fireplace(s),Wood
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,250 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 0181202500
  • Attached to another structure: Yes
  • Zoning: RL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: YES
  • Pool features: None
  • Patio & porch: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Bay,Bridge(s),Harbor,Ocean,River
  • Has water view: Yes
  • Water view: Bay,Harbor,Ocean,River

Lot

  • Lot size: 6,098 sqft
  • Features: Sprinklers None

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$316$3,792
Property Taxes $1,155$13,860
Electricity $482$5,789
Total$7,515$90,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,657/yr
40% on housing$225,450/yr
45% on housing$200,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$285
Mendocino County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$1,100,000
2026-02-21Listing removed$1,250,000
2025-02-24Price change$1,250,000
2024-09-26Listed for sale$1,495,000
2024-09-26Listing removed$1,495,000
2024-03-27Listed for sale$1,495,000
2023-03-13Listing removed--
2022-12-04Listed for rent$2,500
2021-06-24Listing removed--
2021-03-07Listed for rent$2,500
2021-02-24Listing removed--
2020-08-26Listing removed$2,500
2020-06-26Listed for rent$2,500

For Sale by Agent

AgentGreg Burke
BrokerageMendo Sotheby's International Realty

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