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18949 Andrea Way, Fort Bragg, CA, 95437

4beds
2baths
1,400sqft
$499,000
$356price/sqft
$3,660/moest. monthly cost
$146,400/yrincome needed

About This Home

Tucked into the peaceful hills just minutes from the rugged beauty of the Mendocino Coast, this move-in ready 4-bedroom, 2-bathroom home sits on just under 1.2 acres, offering the breathing room and privacy that Northern California's coastal communities are beloved for. From the moment you walk in, the care put into this home is unmistakable. Fresh paint throughout gives every room a crisp, welcoming feel, while new carpet underfoot adds warmth and comfort to the living spaces. The updated kitchen is the heart of the home thoughtfully refreshed and ready for everything from weeknight dinners to weekend gatherings with friends. Four well-proportioned bedrooms provide flexibility for families, remote workers, guests, or creative spaces. Two full bathrooms mean mornings run smoothly, no matter how full the house is. Step outside and the nearly 1.2-acre lot opens up a world of possibility. Whether you envision a garden, a hobby farm, space for horses, room for the kids to roam, or simply a quiet outdoor sanctuary to enjoy the cool coastal air the land delivers. This is the kind of property that's increasingly rare so close to town. Fort Bragg itself is one of California's most authentic coastal towns home to the beloved Glass Beach, the Skunk Train, Noyo Harbor's fresh seafood, thriving arts galleries, local breweries, and a welcoming community that strikes the balance between small-town warmth and vibrant culture. The stunning Mendocino Headlands State Park and miles of coastal trails are just a short drive away. Whether you're looking for a full-time residence, a weekend escape from the Bay Area, or an investment in one of the last affordable stretches of the California coast, 18949 Andrea Way checks every box. Priced to move and truly ready for its next chapter don't let this one slip by.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
3/10
Fort Bragg Middle SchoolGrades 6-82.5 mi
5/10
Fort Bragg High SchoolGrades 9-121.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0193006700
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.19 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$143$1,716
Property Taxes $596$7,152
Electricity $398$4,786
Total$3,660$43,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,485/yr
40% on housing$109,800/yr
45% on housing$97,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$295
Mendocino County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$499,000
2026-07-27Price change$499,000
2026-07-14Price change$509,000
2026-06-08Listed for sale$535,000

For Sale by Agent

AgentDan Barlow
BrokerageSotheby's International Realty

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