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200 Peak St, Chattanooga, TN, 37405

3beds
3baths
2,289sqft
$675,000
$295price/sqft
$4,567/moest. monthly cost
$182,680/yrincome needed

About This Home

Newer construction meets North Shore lifestyle -- this spacious, meticulously maintained home puts you within walking distance of Coolidge Park and all the restaurants, shops, and riverfront energy that make this neighborhood one of Chattanooga's most sought-after. At 2,289 square feet, the layout is generous without feeling oversized, with a chef's eat-in kitchen, separate dining room, and a primary suite that genuinely earns the name -- walk-in closet, double vanities, soaking tub, separate shower, and its own private screened deck. Three outdoor decks total give you options for morning coffee, evening entertaining, or just taking in the neighborhood. The corner lot is large, level, and fully fenced, with an irrigation system keeping it looking sharp year-round. The attached two-car garage is oversized with extra storage, and a detached shed handles the overflow. Practical upgrades are already done -- gutter guards installed, crawl space encapsulated, and the home shows like it's been genuinely cared for, not just maintained for resale. Large level driveway, move-in ready condition, and a location that sells itself. Buyer to verify all information.

Getting Around

63
WalkingSomewhat Walkable
23
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.4 mi
5/10
Red Bank High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Block,Brick/Mortar,Stone
  • Construction materials: Brick,Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dishwasher,Electric Cooktop,Electric Oven,Microwave,Oven,Stainless Steel Appliance(s)

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Electric,Multi Units

Dining Room

  • Level: First

Features

  • Fireplace: Yes
  • Finished area above ground: 2,289

Great Room

  • Level: First

Interior Area

  • Total structure area: 2,289
  • Total interior livable area: 2,289 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 126n N 003

Features

  • Exterior features: Balcony,Fire Pit,Private Yard

Lot

  • Lot size: 9,452 sqft
  • Lot size dimensions: 94' x 101' x 93' x 101'

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $216$2,592
Property Taxes $753$9,036
Electricity $185$2,231
Total$4,567$54,804

Income You'd Need if You Spent...

35% on housing$156,582/yr
40% on housing$137,010/yr
45% on housing$121,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$241
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Contingent$675,000
2026-05-01Listed for sale$675,000
2025-11-17Sold$655,000
2025-10-26Contingent$655,000
2025-10-20Price change$655,000
2025-10-02Price change$684,900
2025-09-23Price change$694,900
2025-09-03Listed for sale$699,900
2023-10-06Sold$655,000
2023-10-06Contingent$679,900
2023-10-01Listed for sale$679,900
2015-09-15Sold$325,000
2014-10-15Sold$39,551
2014-07-14Sold$38,000

For Sale by Agent

AgentEvan Barron
BrokerageLPT Realty LLC

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