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509 Tucker St, Chattanooga, TN, 37405

7beds
6baths
5,640sqft
$1,780,000
$316price/sqft
$11,666/moest. monthly cost
$466,640/yrincome needed

About This Home

This thoughtfully designed home is a 7 bedroom 6 bath home that can be used as a 5 bedroom with an additional 2 bedroom apartment with its own parking , entrance and privacy. Walking into the main floor , the house begins with an entryway with office and then opens up to a large great room /kitchen with plenty of light ,10 ft ceilings and a scenic deck with idyllic views. There is a master and laundry on main floor. The second floor also contains a master with its own deck and laundry as well as 3 other bedrooms. The lower floor can be accessed from the main floor or through a separate entrance with a large living/kitchen area, 2 bedrooms , 1 bath , laundry and deck as well. There is plenty of storage on all levels of the house as well as the garage and extra driveway .

Getting Around

60
WalkingSomewhat Walkable
27
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 5,640 sqft

Property

Details

  • Parcel number: 135DU002

Features

  • Exterior features: Composition
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 9,450 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,000$108,000
Home Insurance $216$2,592
Property Taxes $1,992$23,904
Electricity $458$5,499
Total$11,666$139,992

Income You'd Need if You Spent...

35% on housing$399,977/yr
40% on housing$349,980/yr
45% on housing$311,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$241
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,790,000
2026-05-10Listed for sale$1,780,000
2025-08-14Listing removed$1,900
2025-07-31Price change$1,900
2025-07-24Listed for rent$2,000
2025-03-01Listing removed$1,900
2024-12-14Price change$1,900
2024-12-09Listed for rent$1,700
2024-02-18Listing removed--
2024-02-05Price change$1,700
2024-01-21Price change$1,800
2023-12-04Price change$2,000
2023-12-01Price change$1,800
2023-11-06Listed for rent$2,000
2023-09-07Listing removed--
2023-08-31Listed for rent$2,000
2019-12-28Listing removed$159,900
2019-06-27Listed for sale$159,900

For Sale by Owner

AgentProperty Owner
BrokerageNorthShore Renovations

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