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28651 S Highway 1, Point Arena, CA, 95468

4beds
4baths
4,200sqft
$3,995,000
$951price/sqft
$27,267/moest. monthly cost
$1,090,680/yrincome needed

About This Home

Welcome to Schooner's Ranch--84 oceanfront acres on California's dramaticHighway 1 near Point Arena in Mendocino County. Just a scenic drive from theBay Area, this private compound features a 4,200 sq ft home with sweeping viewsof the Pacific, meadows, and forests. The main house offers a chef's kitchen withgranite counters, Sub-Zero and Miele appliances, dining area opening to anocean-view patio perfect for indoor-outdoor entertaining, private office,additional living areas and a bedroom suite currently used as a fitness room.Upstairs, two primary suites each enjoy private balconies. Five additionalstructures surround the main house with a flagstone courtyard and pond,including a guest cottage and two 1,500 sq ft light-filled studios. Equestrianfacilities include a corral, vet stall, and 70 fenced acres. Sustainability featuresinclude solar panels, generator for all structures, and 27,000 gallons of waterstorage. Nearby Point Arena offers shops, galleries, and the iconic lighthouse.Other towns close by include Gualala, Manchester and Anchor Bay. You can havethe best of both worlds-a private retreat with the ocean at your fingertips whilebeing a stone throw away from town. This property is truly one-of-a-kind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Arena Elementary SchoolGrades K-84.3 mi
3/10
Point Arena High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,See Remarks
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Bidet,Dual Sinks,Heated Floor,Soaking Tub,Separate Shower,Upgraded

Bedrooms & Bathrooms

  • Bedrooms: 4

Features

  • Breakfast Bar,Built-in Features,Balcony,High Ceilings,Open Floorplan,Quartz Counters,See Remarks,Storage,Multiple Primary Suites,Primary Suite,Walk-In Closet(s),Workshop
  • Window features: Custom Covering(s),Double Pane Windows,Skylight(s)
  • Flooring: Wood
  • Fireplace features: Great Room,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: No One Above,No One Below

Heating & Cooling

  • Heating features: Propane,Radiant
  • Cooling features: None

Interior Area

  • Total interior livable area: 4,200 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Multiple Primary Suites

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 0275110801
  • Attached to another structure: Yes
  • Zoning: RL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Concrete,Balcony
  • Exterior features: Balcony,Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: Good Condition
  • Has view: Yes
  • View description: Bluff,Coastline,Ocean,Panoramic,Creek/Stream,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Creek/Stream,Water
  • Horses can be raised: Yes

Lot

  • Lot size: 84.55 Acres
  • Features: 36-40 Units/Acre,Agricultural,Back Yard,Gentle Sloping,Horse Property,Lawn,Over 40 Units/Acre,Pasture,Secluded,Value In Land,Yard

Parking

  • Total spaces: 8
  • Parking features: Direct Access,Driveway Level,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire
Drought

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance *$2,527$30,324
Property Taxes $3,640$43,680
Electricity $900$10,807
Total$27,267$327,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$934,868/yr
40% on housing$818,010/yr
45% on housing$727,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$951This listing

vs Other Active Listings

Avg $/sqft

ZIP 95468$465
Mendocino County$400

vs Homes Sold Last Month

Median $/sqft

ZIP 95468$386
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$3,995,000
2025-10-10Listing removed$4,495,000
2025-07-29Price change$4,495,000
2025-05-13Listed for sale$4,895,000
2025-03-20Listing removed$4,950,000
2025-01-29Listed for sale$4,950,000
2024-11-24Listing removed$4,950,000
2024-06-27Listed for sale$4,950,000

For Sale by Agent

AgentKelley Urbani
BrokerageEngel & Voelkers Mendocino

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