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1702 Bailey Ave, Chattanooga, TN, 37404

3beds
2baths
1,363sqft
$374,000
$274price/sqft
$2,632/moest. monthly cost
$105,280/yrincome needed

About This Home

Treasured for its welcoming front porch culture, vibrant arts scene, and unbeatable proximity to Downtown Chattanooga, Highland Park continues to stand out as one of the city's most desirable urban neighborhoods. Perfectly positioned along the Bailey Avenue bike lane, this thoughtfully designed 3-bedroom, 2-bath home offers the ideal blend of modern construction and timeless neighborhood charm. Unlike many homes in the area, this is not a renovation--it's newer construction built for today's lifestyle, while still complementing the character of the historic surroundings. Inside this energy efficient home, you'll find tall ceilings and an open-concept layout that creates a bright, airy feel, perfect for both everyday living and entertaining. Outdoor living is just as inviting, with a spacious front porch that embraces the neighborhood's social spirit, along with a newer rear deck ideal for relaxing or hosting. Off-street parking adds ease and security, with rear alley access leading directly to a private parking pad. Step outside and enjoy a truly walkable lifestyle--just minutes from Downtown, the MLK district, and the Southside's popular dining spots, coffee shops, and breweries. Nearby green spaces like Tatum Park and BCBS Park, along with soccer fields and tree-lined sidewalks, make it easy to stay active and connected. Whether you're a young professional, an investor looking near UTC, or someone ready to embrace the energy of city living, this home offers efficiency, convenience, and long-term value in one of Chattanooga's most dynamic communities.

Getting Around

63
WalkingSomewhat Walkable
33
TransitSome Transit
84
BikeVery Bikeable

Schools

3/10
3/10
4/10
The Howard SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,Granite Counters,High Ceilings,Low Flow Plumbing Fixtures,Open Floorplan,Pantry,Primary Downstairs,Soaking Tub,Walk-In Closet(s),Double Shower
  • Window features: ENERGY STAR Qualified Windows,Insulated Windows,Low-Emissivity Windows,Vinyl Frames
  • Flooring: Hardwood
  • Finished area above ground: 1,363

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,363
  • Total interior livable area: 1,363 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 146j P 002

Features

  • Levels: One,Two
  • Pool features: None
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: None

Lot

  • Lot size: 4,356 sqft
  • Features: Level
  • Lot size dimensions: 50 x 135

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance $209$2,508
Property Taxes $357$4,284
Electricity $175$2,103
Total$2,632$31,584

Income You'd Need if You Spent...

35% on housing$90,240/yr
40% on housing$78,960/yr
45% on housing$70,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$155
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$389,900
2025-04-25Sold$402,251
2016-05-03Sold$171,700
2015-10-23Sold$25,500

For Sale by Agent

AgentShawn Feagans
BrokerageKeller Williams Realty

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