2620 E 21st St, Chattanooga, TN, 37404
About This Home
Welcome to your perfect starter home or investment opportunity in Chattanooga TN. Everything on one level! This brand new 2-bedroom, 1-bathroom home combines modern craftsmanship with stylish finishes and is scheduled to be completed in May 2026. Schedule your appt to view today!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding
Other
- Builder name: Collier Construction Company, Inc.
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Refrigerator
- Laundry features: Laundry Closet
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Open Floorplan
- Flooring: Laminate
- Finished area above ground: 742
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 742
- Total interior livable area: 742 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 156k A 024
Features
- Levels: One
- Patio & porch: Porch
- Exterior features: None
- Fencing: None
Lot
- Lot size: 3,789 sqft
- Lot size dimensions: 43 x 101
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Earthquake
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,056 | $12,672 |
| Home Insurance | $209 | $2,508 |
| Property Taxes | $233 | $2,796 |
| Electricity | $175 | $2,103 |
| Total | $1,673 | $20,076 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $229,000 |
View on Zillow