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3045 Westside Dr, Chattanooga, TN, 37404

3beds
3baths
1,665sqft
$385,000
$231price/sqft
$2,748/moest. monthly cost
$109,920/yrincome needed

About This Home

NEW CONSTRUCTION with city and mountain views, minutes from downtown. Open Floor Plan and a kitchen with an island and granite countertops. A deck extends the width of the house to enjoy the views. Upstairs has the Primary bedroom and bath, two additional bedrooms and a full bath along with a large laundry closet. Circular driveway for easy access onto Westside Dr.

Getting Around

7
WalkingCar-Dependent
20
TransitMinimal Transit
6
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
The Howard SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Concrete Perimeter
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry Closet

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Granite Counters,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Split Bedrooms
  • Finished area above ground: 1,665

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,665
  • Total interior livable area: 1,665 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 168c B 012

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 8,476 sqft
  • Features: Sloped Down,Sloped
  • Lot size dimensions: 52 x 163

Parking

  • Parking features: Circular Driveway,Concrete,Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance $209$2,508
Property Taxes $418$5,016
Electricity $175$2,103
Total$2,748$32,976

Income You'd Need if You Spent...

35% on housing$94,217/yr
40% on housing$82,440/yr
45% on housing$73,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$155
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-18Listed for sale$385,000
2025-06-12Listing removed$385,000
2025-04-15Listed for sale$385,000

New Construction

AgentMark A Landers
BrokerageReal Estate Partners Chattanooga LLC

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