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52401 Iron Creek Road, Laytonville, CA, 95454

1beds
2baths
1,200sqft
$270,000
$225price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

Private off-grid property in the Iron Creek / Spyrock area above Laytonville, offering 22+ acres with creeks running through the land and alongside both the home and workshop. The bright, cozy home features Hardie board siding, wood stove, newer roof, and wraparound deck overlooking the creek. Two clawfoot soaking tubs create a peaceful outdoor retreat. Livable as-is with room for finishing touches. The two-story workshop is insulated with a wood stove and offers flexible use for a studio, workspace, guest space, or more. Solar, septic, year-round spring, and approx. 12,000 gallons of water storage in place. A mix of sunny garden areas and shaded woodland makes this ideal for homesteading or full-time rural living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
7/10
Laytonville High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater
  • Laundry features: Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Other

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0563701300
  • Zoning: UR
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Stream Seasonal,Stream

Lot

  • Lot size: 22.16 Acres
  • Features: Private,Secluded

Parking

  • Total spaces: 5
  • Parking features: Private,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$476$5,712
Property Taxes $150$1,800
Electricity $398$4,786
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 95454$162
Mendocino County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 95454$183
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$270,000
2026-05-08Pending sale$270,000
2026-04-30Price change$270,000
2025-12-19Listed for sale$275,000

For Sale by Agent

AgentFawn Winkels
BrokerageColdwell Banker Mendo Realty

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