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840 Dartmouth St, Chattanooga, TN, 37405

5beds
3baths
2,950sqft
$940,000
$319price/sqft
$6,247/moest. monthly cost
$249,880/yrincome needed

About This Home

Welcome home to North Chattanooga, where modern design meets everyday functionality. This custom-built 5-bedroom, 3.5-bath home is zoned for Normal Park schools and offers exceptional versatility for both homeowners and investors. Offered fully furnished, it presents a true turnkey opportunity. Thoughtfully designed for comfort and efficiency, the home features hardwood floors throughout, a two-car garage equipped with an electric vehicle charger, and a combination of ductless and traditional HVAC systems for optimal climate control. The open-concept kitchen and dining area is filled with natural light, highlighted by insulated roll-up, garage-style doors that seamlessly connect indoor and outdoor living. The main level includes the primary suite, a dedicated office, and a convenient laundry room, while the upper level offers additional bedrooms, a full bath, and a bonus room overlooking the beautifully landscaped backyard complete with an irrigation system. Sustainable features include spray foam insulation, a tankless gas water heater, dual-flush toilets, and an efficient gas cooktop. Whether you're searching for a stunning primary residence or a high-quality investment property, this home is a rare opportunity—schedule your private showing today.

Getting Around

28
WalkingCar-Dependent
22
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Cement Siding,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Freezer,Built-In Gas Oven,Built-In Gas Range,Built-In Refrigerator,Cooktop,Dryer,Disposal,Double Oven,Dishwasher,Free-Standing Refrigerator,Freezer,Gas Cooktop,Microwave,Oven,Refrigerator,Range Hood,Self Cleaning Oven,Smart Appliance(s),Stainless Steel Appliance(s),Tankless Water Heater,Washer,Wine Cooler,Washer/Dryer,Water Heater,Wall Oven
  • Laundry features: Gas Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter,See Through
  • Fireplace: Yes
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Ceiling,Ductless
  • Cooling features: Ceiling Fan(s),Ductless,Multi Units,Zoned

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 126l K 014.01

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Balcony,Fire Pit,Gas Grill,Outdoor Grill,Outdoor Kitchen,Private Yard

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 62.49 x 140.02

Parking

  • Parking features: Basement,Concrete,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,753$57,036
Home Insurance $216$2,592
Property Taxes $1,039$12,468
Electricity $239$2,876
Total$6,247$74,964

Income You'd Need if You Spent...

35% on housing$214,182/yr
40% on housing$187,410/yr
45% on housing$166,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$241
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$960,000
2026-04-08Price change$975,000
2026-03-27Price change$999,999
2026-02-15Price change$1,050,000
2026-01-29Listed for sale$1,085,000
2025-04-07Listing removed$1,025,000
2025-03-18Price change$1,025,000
2025-02-07Listed for sale$1,100,000
2022-04-13Sold$919,000
2022-03-04Contingent$875,000
2022-03-04Listed for sale$875,000
2020-09-30Sold$560,959
2019-11-10Listing removed$3,000
2019-10-27Price change$3,000
2019-10-20Listed for rent$3,500
2019-10-15Listing removed$625,000
2019-10-11Price change$625,000
2019-08-12Price change$649,500
2019-05-24Price change$665,000
2019-05-21Price change$689,000
2019-05-01Listed for sale$700,000

For Sale by Agent

AgentGregory Depasquale
BrokerageKeller Williams Realty

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