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1175 Kinsey Dr, Chattanooga, TN, 37421

4beds
3baths
1,983sqft
$439,000
$221price/sqft
$2,944/moest. monthly cost
$117,760/yrincome needed

About This Home

Welcome to the Cove at Kinsey, a cozy and charming four bedroom home nestled in the heart of East Brainerd. Conveniently located yet perfectly private at the end of the neighborhood in a cul-de-sac surrounded by nature this newer construction and perfectly maintained home is move-in-ready. The thoughtfully designed floor plan features a spacious primary suite and laundry room on the main level, providing everyday convenience and such an easy way of life. Step outside to the covered porch each morning while you drink your coffee and watch the sunrise over the nature preserve and pond. Upstairs, you'll find three large bedrooms and a double vanity full bathroom. Full-sized attic access gives great storage opportunities. A quiet sidewalk, pocket neighborhood is the perfect setting for easy living and great community. Welcome Home. *Owner/Agent

Getting Around

45
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

4/10
7/10
9/10
East Hamilton SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),Separate Shower,Tub/shower Combo
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Den,Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 1,983

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 1,983
  • Total interior livable area: 1,983 sqft

Property

Details

  • Parcel number: 159o A 039.06
  • Special condition: Agent Owned,Personal Interest

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: Other
  • Has view: Yes
  • On waterfront: Yes

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac,Gentle Sloping,Level
  • Lot size dimensions: 50.20 x 97.68

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Off Street,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance $174$2,088
Property Taxes $376$4,512
Electricity $175$2,103
Total$2,944$35,328

Income You'd Need if You Spent...

35% on housing$100,937/yr
40% on housing$88,320/yr
45% on housing$78,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$425,000
2026-07-17Listed for sale$439,000
2026-07-14Listing removed$439,000
2026-06-26Price change$439,000
2026-06-05Listed for sale$445,000
2022-02-07Sold$354,000
2022-01-07Contingent$354,900
2022-01-06Listed for sale$354,900
2018-03-14Sold$263,500

For Sale by Agent

AgentAlyssa Wade
BrokerageKeller Williams Realty

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