




1444 Madison St, Chattanooga, TN, 37408
About This Home
OPEN HOUSE SAT 8/15 2-4. Come and experience Southside living at its finest in 37408... one of the top 100 hottest zip codes according to MovingPlace! This move-in ready gem is just steps off vibrant Main Street in the heart of downtown Chattanooga. Offering a comfortable floor plan with the master suite on main level and a convenient 2 car garage , this home provides a rare opportunity to truly live in the middle of it all while enjoying the charm and comfort of a traditional floor plan and neighborhood setting. Walk or bike to the hottest restaurants, shops, coffee spots, breweries, and farmers markets, then return home to the charm of quaint Madison Street lined with storybook homes and front porch living. Inside, the thoughtfully designed floor plan features a spacious main-level primary suite and a light-filled open kitchen/living area perfect for entertaining or relaxing by the fireplace. 10 ft ceilings, modern fixtures and inviting finishes create a warm and stylish atmosphere throughout. Upstairs, two additional bedrooms share a double vanity full bath along with a large flex area ideal for a home office, media room, playroom or additional living space. Arrive home to the convenience of the detached two-car garage and enter through the lovely fenced backyard and courtyard oasis where a practical mudroom and drop zone welcome you home and help leave the day behind. Whether enjoying coffee from the front porch or watching the neighborhood come alive from the second-story balcony, this home offers the perfect blend of urban convenience and neighborhood comfort. Skip the traffic and enjoy Chattanooga's thriving Main Street lifestyle every single day-just steps from your front door.
Getting Around
Schools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Block,Slab
- Roof: Shingle,Shake,Wood
- Construction materials: Brick,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s),Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Primary Downstairs,Walk-In Closet(s),Double Shower,Tub/shower Combo,En Suite
- Window features: Vinyl Frames
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Great Room
- Fireplace: Yes
- Finished area above ground: 2,256
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Multi Units
Interior Area
- Total structure area: 2,256
- Total interior livable area: 2,256 sqft
Property
Details
- Parcel number: 145l M 001
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Porch - Covered
- Exterior features: Balcony
Lot
- Lot size: 3,876 sqft
- Features: Level
- Lot size dimensions: 25.02 x 155.27
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Rear,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance | $158 | $1,896 |
| Property Taxes | $757 | $9,084 |
| Electricity | $183 | $2,199 |
| Total | $4,632 | $55,584 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $699,000 |
| 2026-07-20 | Contingent | $699,000 |
| 2026-06-11 | Listed for sale | $699,000 |
| 2021-12-30 | Sold | $560,000 |
| 2021-11-23 | Contingent | $579,000 |
| 2021-11-12 | Listed for sale | $579,000 |
| 2021-10-04 | Sold | $500,000 |
| 2021-09-17 | Contingent | $499,990 |
| 2021-09-04 | Pending sale | $499,990 |
| 2021-08-27 | Listed for sale | $499,990 |
| 2020-10-15 | Sold | $430,000 |
| 2020-07-30 | Listed for sale | $424,500 |
| 2016-08-02 | Sold | $363,900 |
