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12790 Pine Avenue, Potter Valley, CA, 95469

2beds
1baths
952sqft
$499,000
$524price/sqft
$3,393/moest. monthly cost
$135,720/yrincome needed

About This Home

Pine Avenue of Potter Valley is a prestigious address. 2-bed, 1-bath open floor over a finished basement with a separate ground floor entrance from a two-bay finished garage. This total footprint basement could be readily converted to an additional primary bedroom-cave. All hand made by two of the finest builders we ever had.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

1/10
Potter Valley High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block,Concrete
  • Roof: Composition
  • Construction materials: Block,Wood Siding

Other

  • Builder name: Barrish and Hafen

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Oven,Tankless Water Heater,Dryer,Washer
  • Laundry features: In Basement,Inside Area

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Tub w/Shower Over
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo
  • Level: Main

Family Room

  • Features: Deck Attached,Open Beam Ceiling,View

Features

  • Open Beam Ceiling
  • Window features: Dual Pane Full,Screens
  • Flooring: Laminate,Simulated Wood
  • Number of fireplaces: 1
  • Fireplace features: Raised Hearth,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Living Room

  • Features: Deck Attached,Open Beam Ceiling,View
  • Level: Main

Master Bathroom

  • Features: Tub w/Shower Over

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 1752400400
  • Zoning: Upland Res
  • Special condition: Trust
  • Horse amenities: Barn,Cross Fenced,Fenced,Hay Storage,Pasture,Riding Trail,Trailer Storage

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Fencing: Fenced,Full,Gate
  • Has view: Yes
  • View description: Hills,Mountain(s),Pasture,Ridge,Trees/Woods
  • Waterfront features: Stream Seasonal

Lot

  • Lot size: 40 Acres
  • Features: Secluded

Parking

  • Total spaces: 7
  • Parking features: Covered,Enclosed,Garage Faces Front,RV Access/Parking,Uncovered Parking Spaces 2+,Workshop in Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Wildfire
Earthquake
Landslide

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$194$2,328
Property Taxes $278$3,336
Electricity $398$4,786
Total$3,393$40,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,331/yr
40% on housing$101,790/yr
45% on housing$90,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 95469$410
Mendocino County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 95469$365
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Price change$520,000
2025-09-19Price change$530,000
2025-07-09Listed for sale$550,000
2025-06-18Listing removed$550,000
2025-06-10Listed for sale$550,000

For Sale by Agent

AgentAdam Cleff
BrokerageLuxe Places International R

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