4451 Highway 20, Ukiah, CA, 95482
About This Home
Nestled along the serene banks of Cold Creek, this rare 1.74-acre property offers two homes, exceptional privacy, and a truly peaceful setting surrounded by nature. The main residence features 2 bedrooms, 2 bathrooms, and approximately 2,251 sq ft of thoughtfully designed living space. Inside, you'll find a well-appointed kitchen with tile flooring, granite countertops, and stainless steel appliances, opening into a warm and inviting living room with hardwood floors and a cozy fireplace. The primary bath offers a spa-like feel with a jetted tub, tile floors, and granite counters. A charming solarium with a wood stove provides the perfect space to relax year-round, while the upstairs game room with wet bar and private balcony overlooks the tranquil sounds of Cold Creek. Additional highlights include a tile roof, central heating and air, and an attached 2-car garage with a full bathroom. Outdoor amenities abound with a spacious deck overlooking the creek, ideal for enjoying peaceful summer days and the soothing sounds of flowing water. The property is well-equipped with a 30x35 detached garage/shop, 20x40 enclosed RV parking, a 15x25 chicken coop with storage, and a garden area complete with greenhouse and garden shedperfect for those seeking a self-sustaining lifestyle. The second home offers 2 bedrooms, 1 bathroom, and approximately 924 sq. ft, featuring a spacious living room, multi-split heating system, wall A/C, and a dedicated laundry room with washer and dryer. Additional features include a metal roof, detached single-car garage, storage shed, and its own private access to Cold Creek. Whether you're looking for multi-generational living, rental income potential, or a private retreat, this unique creekside property offers endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Concrete Perimeter
- Roof: Tile
Type & Style
- Home type: MultiFamily
- Property subType: 2 Houses on Lot
Interior
Appliances
- Appliances included: Trash Compactor,Dishwasher,Disposal,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
- Laundry features: Hookups Only,In Garage,Sink
Basement
- Has basement: Yes
- Basement: Partial
Bathroom
- Features: Granite,Tile,Tub w/Shower Over
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Brick,Free Standing,Living Room,Wood Burning,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Wood Stove
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,251
- Total interior livable area: 2,251 sqft
Kitchen
- Features: Granite Counters
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 1771800400
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Forest,Hills,River
- Has water view: Yes
- Water view: River
- Waterfront features: River Access,Stream
Lot
- Lot size: 1.74 Acres
- Features: Garden,Landscaped,Landscape Front,Manual Sprinkler F&R
Parking
- Total spaces: 4
- Parking features: 24'+ Deep Garage,Attached,Detached,Garage Door Opener,Garage Faces Front,RV Garage Detached,Paved
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Drought
- Earthquake
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Mendocino County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $305 | $3,660 |
| Property Taxes | $390 | $4,680 |
| Electricity | $482 | $5,792 |
| Total | $4,711 | $56,532 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $729,000 |
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