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1184 N Main St APT 61, Fort Bragg, CA, 95437

2beds
2baths
1,200sqft
$160,000
$133price/sqft
$1,419/moest. monthly cost
$56,760/yrincome needed

About This Home

Steps from the sand and minutes to downtown, this manufactured home with a newly redone roof offers unbeatable coastal living. Located in the quiet Ocean Lake park right across the street from Pudding Creek beach. Enjoy easy access to shops and restaurants--all at an affordable price!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
3/10
Fort Bragg Middle SchoolGrades 6-81.5 mi
5/10
Fort Bragg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Fireplace(s),Propane
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 7005806100
  • On leased land: Yes
  • Lease amount: 520
  • Special condition: Probate Listing

Features

  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Spa features: None
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: None

Lot

  • Features: Sprinklers None

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$46$552
Property Taxes $166$1,992
Electricity $398$4,786
Total$1,419$17,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,651/yr
40% on housing$42,570/yr
45% on housing$37,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 95437$303
Mendocino County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 95437$400
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-16Price change$190,000
2025-10-07Listed for sale$245,000

For Sale by Agent

AgentJustin May
BrokerageCentury 21 Fort Bragg Realty

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