




20600 Carson Rd, Excelsior, MN, 55331
About This Home
Step into a slice of pure Americana in the heart of Cottagewood. This 1940s cottage is the definition of charm, with quintessential curb appeal, classic shake siding, a welcoming front porch and sited on a 0.41 acre corner lot. Meticulously maintained and rich with character, the home offers a seamless main level layout that feels both cozy and surprisingly spacious. At the heart of the home, a bright living room anchored by a gas fireplace and built-in cabinetry flows naturally into the dining area and kitchen. A versatile flex space, currently used as an office, adds everyday convenience with a discreet powder room and laundry. The oversized primary bedroom leaves ample room for a reading nook or a quiet secondary workspace, while a sunlit transition room between the living area and the garage opens directly to the back patio for more casual lounging. Outside is where the property also shines. The generous lot offers a rare sense of space and includes a historic stone fireplace/grill element that lends a touch of local lore. Whether you are waving to neighbors passing by or tucked into the more secluded rear patio, the outdoor spaces are made for slow mornings with coffee and easy evenings unwinding. The setting is second to none for anyone drawn to the lakeside lifestyle, just blocks from the LRT trail, tennis courts, sandy beaches, and the legendary Cottagewood General Store. Move right in and enjoy the vintage charm exactly as it is. And for those who see further, this expansive parcel quietly invites a future all its own and is perfectly suited for a "pop the top" concept.
Getting Around
Schools
Construction
Condition
- Year built: 1940
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,310
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,310
- Total interior livable area: 1,310 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2411723330001
- Zoning description: Residential-Single Family
- Foundation area: 1310
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 0.41 Acres
- Features: Corner Lot
- Lot size dimensions: W 180 x 98 x 182 x 98
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,042 | $72,504 |
| Home Insurance * | $513 | $6,156 |
| Property Taxes | $884 | $10,608 |
| Electricity | $170 | $2,050 |
| Total | $7,609 | $91,308 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Listed for sale | $1,195,000 |
| 2002-06-28 | Sold | $325,000 |
| 2000-04-12 | Sold | $212,000 |
| 1998-03-27 | Sold | $126,000 |
