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38 Bret Avenue, San Rafael, CA, 94901

3beds
3baths
2,240sqft
$1,049,000
$468price/sqft
$7,452/moest. monthly cost
$298,080/yrincome needed

About This Home

Rare opportunity to own two homes on one lot in a convenient and versatile setting. The main residence features 3 bedrooms and 2 full bathrooms with comfortable living spaces, while the detached ADU offers its own kitchen and bathroom, ideal for guests, extended family, rental income, or a private home office setup. Whether you're looking for multi-generational living, an investment opportunity, or added flexibility, 38 Bret Avenue offers a unique layout with endless potential. Enjoy the ability to live in one home and rent the other, host long-term guests with ease, or create the perfect work-from-home retreat. A special property with options that are hard to find.

Getting Around

76
WalkingVery Walkable
38
TransitSome Transit
64
BikeBikeable

Schools

8/10
6/10
San Rafael High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Unit 1 - Beds: 3,Baths: 6,Square Footage: 5520 | Unit 2 - Beds: 0,Baths: 0,Square Footage: 2244 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 2244 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 2244

Heating & Cooling

  • Heating features: Central,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Details

  • Parcel number: 01315117
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 6,499 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: On Street,Uncovered
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Landslide
Tsunami

FEMA Declared Disasters in Marin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$206$2,472
Property Taxes $1,462$17,544
Electricity $480$5,764
Total$7,452$89,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,497/yr
40% on housing$223,560/yr
45% on housing$198,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 94901$612
Marin County$774

vs Homes Sold Last Month

Median $/sqft

ZIP 94901$672
Marin County$805

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$1,049,000
2026-07-09Price change$1,099,000
2026-06-16Price change$1,195,000
2026-05-26Listed for sale$1,275,000
2021-03-24Listing removed--
2020-02-10Listing removed$3,400
2020-02-05Listed for rent$3,400
2000-03-13Sold$130,000

For Sale by Agent

AgentAlexandra Bondanza
BrokerageGolden Gate Sotheby's Internat

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