440 Panoramic Highway, Mill Valley, CA, 94941
About This Home
Rare opportunity to restore or reimagine this charming one-bedroom, one-bath cottage in a peaceful, natural setting. Situated on a generous 7,300 sq. ft. lot, this approximately 850 sq. ft. home is ready for its next chapter. In need of significant updating, it presents an exceptional opportunity for contractors, investors, or buyers with the vision to create a truly special retreat. The existing residence features a convenient single-level floor plan, a spacious view deck, and outstanding Mt. Tamalpais views. Whether you choose to thoughtfully renovate the existing home or explore its future potential (buyer to investigate), the setting provides the perfect canvas for creating an idyllic private sanctuary. Located just minutes from the renowned hiking and mountain biking trails of the Golden Gate National Recreation Area and Mt. Tamalpais, the property offers immediate access to some of Marin County's most treasured outdoor destinations. Muir Woods, Muir Beach, Stinson Beach, and the Mountain Home Inn are all nearby, while the shops, restaurants, and amenities of downtown Mill Valley remain within easy reach.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside Area
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Wood,Other
- Number of fireplaces: 1
- Fireplace features: Brick,Master Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Gas
- Cooling features: None
Interior Area
- Total structure area: 852
- Total interior livable area: 852 sqft
Living Room
- Level: Main
Property
Details
- Parcel number: 04524119
- Special condition: Offer As Is
Features
- Levels: One
- Stories: 1
- Fencing: Full
- Has view: Yes
- View description: Mt Tamalpais
Lot
- Lot size: 7,313 sqft
- Features: Greenbelt
Parking
- Total spaces: 2
- Parking features: Uncovered Parking Spaces 2+,Unpaved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Marin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $1,163 | $13,956 |
| Electricity | $398 | $4,786 |
| Total | $6,238 | $74,856 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $895,000 |
For Sale by Agent
View on Zillow