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3137 Chestnut Oaks Dr, Birmingham, AL, 35244

3beds
4baths
2,974sqft
$425,000
$143price/sqft
$2,831/moest. monthly cost
$113,240/yrincome needed

About This Home

Enjoy low-maintenance living with stunning golf course views in this beautifully updated, move-in ready townhome in the sought-after Fairways of Riverchase. Featuring 9 ft ceilings, crown molding, and gleaming hardwoods, the open-concept living and dining areas flow into a renovated kitchen with granite countertops, tiled backsplash, and newer stainless steel appliances. Relax in the bright sunroom overlooking the Riverchase Golf Course. The oversized MAIN LEVEL primary suite offers a peaceful retreat with a beautifully renovated bath and easy-access shower. Two additional bedrooms and a full bath provide flexibility for guests or office space. The large two-car garage includes ample storage, and the FINISHED BASEMENT offers a full bath and finished lower-level flex space. Lawn care included, all in a well-maintained community near shopping, dining, medical facilities and the Cahaba River. Roof replaced in 2022.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

10/10
10/10
Berry Middle SchoolGrades 6-85.8 mi
10/10
Spain Park High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Basement
  • Construction materials: 3 Sides Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Yes

Basement

  • Area: 1248

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Smooth Ceilings,Linen Closet,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Bay Window(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Marble (FIREPL),Living Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 728
  • Finished area above ground: 2,246

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,974 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 117260004018.000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (DECK),Deck
  • Exterior features: Outdoor Grill
  • Has view: Yes
  • View description: Golf Course,None
  • Waterfront features: No

Lot

  • Lot size: 3,484 sqft
  • Features: On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$202$2,424
Property Taxes $148$1,776
Electricity $332$3,993
Total$2,831$33,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,062/yr
40% on housing$84,930/yr
45% on housing$75,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 35244$186
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35244$183
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$439,000
2024-05-02Sold$383,000
2022-03-28Sold$330,000
2022-02-24Contingent$325,000
2022-02-17Listed for sale$325,000
2015-07-21Sold$245,000
2007-08-02Sold$295,000

For Sale by Agent

AgentSteve Parker
BrokerageKeller Williams Realty Hoover

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