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10 Deer Island Lane, Novato, CA, 94945

5beds
4baths
4,760sqft
$4,450,000
$935price/sqft
$29,299/moest. monthly cost
$1,171,960/yrincome needed

About This Home

A rare near six-acre estate (3 ~2 acre parcels) atop a private hill, this 4,760 sq ft custom home offers 5 bedrooms, 3 baths, and sweeping views from every window, all just minutes from Highways 37 and 101 and downtown Novato. The main level centers on a cathedral-ceiling living room with fireplace, a chef's kitchen with breakfast area and family room, a formal dining room with butler's pantry, and two south-facing decks. The primary suite opens to its own deck and includes two walk-in closets, dual vanities, a marble shower, and a jetted tub. Two more bedrooms (one ideal as an office), a full bath, a spacious laundry room, and an attached three-car garage complete the floor. A lower level with its own private entrance, full kitchen, two bedrooms, dual-sink bath, two-car garage, and a patio with putting green is ideal for guests, multigenerational living, or rental income. The grounds are equally impressive: sunrise views toward Mt. Diablo, a rose garden, fruit orchard, and reflecting the estate's equestrian origins, a six-stall barn with foaling and tack rooms, plus cross-fenced pastures. Radiant floor heating, air conditioning, tile flooring throughout, and extensive parking round out a truly exceptional offering.

Getting Around

8
WalkingCar-Dependent
6
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

7/10
Olive Elementary SchoolGrades K-51.0 mi
7/10
Sinaloa Middle SchoolGrades 6-83.2 mi
10/10
San Marin High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Combination,Concrete,Pillar/Post/Pier
  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Gas Range,Trash Compactor,Dishwasher,Disposal,Double Oven,Electric Water Heater,Range Hood,Microwave,Dryer,Washer
  • Laundry features: Cabinets,Inside Area,Laundry Closet,Sink,Space For Frzr/Refr,Upper Level

Basement

  • Basement: None

Bathroom

  • Features: Closet,Double Vanity,Jack & Jill,Radiant Heat,Tile
  • Level: Lower,Main,Upper

Bedroom

  • Level: Lower,Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Bar,Formal Room
  • Level: Main,Upper

Family Room

  • Features: Deck Attached,View
  • Level: Lower,Main

Features

  • Cathedral Ceiling(s),In-Law Floorplan
  • Window features: Bay Window(s),Dual Pane Full,Screens
  • Flooring: Tile,See Remarks
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,760
  • Total interior livable area: 4,760 sqft

Kitchen

  • Features: Breakfast Area,Butlers Pantry,Island w/Sink,Kitchen/Family Combo,Marble Counter,Pantry Closet,Breakfast Nook
  • Level: Lower,Main

Living Room

  • Features: Cathedral/Vaulted,Deck Attached,Great Room,View
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Marble,Multiple Shower Heads,Radiant Heat,Walk-In Closet(s),Walk-In Closet 2+,Window

Master Bedroom

  • Features: Balcony,Closet,Sitting Area,Walk-In Closet(s),Walk-In Closet 2+
  • Level: Main,Upper

Property

Details

  • Parcel number: 15319004
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Front Porch
  • Exterior features: Balcony,Dog Run
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Gate
  • Has view: Yes
  • View description: Mountain(s),Mt Diablo,Panoramic,Trees/Woods

Lot

  • Lot size: 5.97 Acres
  • Features: Garden,See Remarks

Parking

  • Total spaces: 7
  • Parking features: Garage Door Opener,Garage Faces Side,Inside Entrance,Side By Side,Uncovered Parking Spaces 2+,Circular Driveway,Upslope
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding

FEMA Declared Disasters in Marin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,501$270,012
Home Insurance *$926$11,112
Property Taxes $4,852$58,224
Electricity $1,020$12,248
Total$29,299$351,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,004,537/yr
40% on housing$878,970/yr
45% on housing$781,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$935This listing

vs Other Active Listings

Avg $/sqft

ZIP 94945$471
Marin County$773

vs Homes Sold Last Month

Median $/sqft

ZIP 94945$564
Marin County$805

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$4,450,000

For Sale by Agent

AgentChristian Martinez
BrokerageMontague Martinez RE

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