




46 Wharf Circle, San Rafael, CA, 94903
About This Home
Located in Captains Cove, one of San Rafael's favorite communities! Enjoy this 2 bed/1 bath townhome which features tons of natural light along with an easy-living floor plan. Newly painted and carpeted.Beautiful luxury vinyl flooring throughout the property. Newly installed light and bath/shower fixtures complete the updates.Delight in your private gated patio where you can enjoy nature at its best. Features include covered parking,access to the freeway, and nearby hiking /biking trails. Take advantage of San Rafael's warm weather and take a dip in the community pool or enjoy a few rounds of golf or mini golf at McInnis Park Golf Center right down the road. This unit is priced to sell! Don't delay!
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Roof: Shingle
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Free-Standing Electric Oven,Free-Standing Refrigerator,Gas Water Heater,Range Hood,Microwave,Dryer,Washer
- Laundry features: Cabinets,Inside Room
Basement
- Basement: None
Bathroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Storage
- Flooring: Carpet,Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 932
- Total interior livable area: 932 sqft
Kitchen
- Features: Breakfast Area,Kitchen/Family Combo,Space in Kitchen
- Level: Main
Living Room
- Level: Main
Master Bathroom
- Features: Tub w/Shower Over
Master Bedroom
- Features: Closet
- Level: Upper
Property
Details
- Parcel number: 15535002
- Attached to another structure: Yes
- Special condition: Trust
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground
- Patio & porch: Patio
- Fencing: Wood
- Has view: Yes
- View description: Garden/Greenbelt
Lot
- Lot size: 483.52 sqft
- Features: Greenbelt
Parking
- Total spaces: 1
- Parking features: Covered
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Earthquake
- Inland Flooding
- Drought
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Marin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $966 | $11,592 |
| Electricity | $398 | $4,786 |
| Total | $3,925 | $47,100 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $489,900 |
