4185 Rock Creek Rd, Whitesboro, TX, 76273
About This Home
Approximately 5 acres with existing infrastructure in place. Property includes a 900 square foot home with well water, septic, electric, and internet already connected. There are three septic tanks total on the property, offering flexibility for additional homes, RV sites, or future expansion. Located just minutes from the heart of Whitesboro, this property provides a peaceful country setting while still being close to local schools, shopping, dining, and community amenities. It is also conveniently near a lake, offering recreational opportunities such as boating, fishing, and weekend getaways. Nearby cities include Sherman and Gainesville for additional conveniences. This property offers great potential for investment, development, or private country living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Bedroom
- Level: Second
- Dimensions: 1 x 1
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Ceiling Fan(s)
Features
- Eat-in Kitchen,Loft
- Flooring: Vinyl
- Fireplace features: None
Interior Area
- Total interior livable area: 804 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: First
- Dimensions: 1 x 1
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: 103025
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Exterior features: Storage
- Fencing: None
Lot
- Lot size: 5 Acres
Parking
- Total spaces: 2
- Parking features: Carport,On Site
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,611 | $19,332 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $407 | $4,884 |
| Electricity | $238 | $2,859 |
| Total | $2,540 | $30,480 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $328,500 |
| 2026-02-27 | Listed for sale | $365,000 |
For Sale by Agent
View on Zillow