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171 Ash Dr, Denison, TX, 75020

3beds
2baths
1,568sqft
$200,000
$128price/sqft
$1,731/moest. monthly cost
$69,240/yrincome needed

About This Home

Great opportunity to make this home your own! This 3-bedroom, 2-bath home offers 1,568 sq. ft. of living space and sits on a beautiful 0.98-acre wooded lot (includes an additional lot) in the desirable Northern Hills subdivision, just outside Denison city limits. Built in 1964, the home is being sold as is and is ready for your personal updates and remodeling. The property also includes a 680 sq. ft. barn with a storage loft and a separate utility building. Enjoy the peaceful setting with mature trees while being just minutes from Lake Texoma, Denison High School, and the new B. McDaniel Intermediate School. With nearly an acre of land, outbuildings, and a great location, this property offers endless potential for homeowners, or anyone looking for room to grow.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
Terrell Elementary SchoolGrades PK-42.9 mi
5/10
Henry Scott MiddleGrades 7-84.8 mi
5/10
Denison High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Range / Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Forced air,Stove,Electric,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 000000109208

Features

  • Exterior features: Wood,Brick

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$213$2,556
Property Taxes $269$3,228
Electricity $238$2,859
Total$1,731$20,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,348/yr
40% on housing$51,930/yr
45% on housing$46,160/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$118
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$200,000
2026-07-11Listed for sale$200,000

For Sale by Owner

AgentProperty Owner

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