48 Summit Oaks Cir, Denison, TX, 75020
About This Home
Seller willing to offer concessions or financing incentives! Your luxury lifestyle awaits with this incredibly well cared for brick estate in Summit Oaks, Denison's sought-after gated community halfway between downtown Denison and Pottsboro - just minutes from lake Texoma. No detail was spared in the design of this sprawling brick 5 bed, 6 bath house on a hill. Impeccable craftsmanship shines through the custom woodwork throughout. Right off the front entry is a spacious office or study room, opposite the formal dining room with decorative lighting and built-in serving bar. The living areas boast beautiful hardwood floors, natural & recessed lighting, high ceilings with crown molding, & custom wood built-ins including a wet bar. Chef's kitchen with top-grade stainless steel appliances, pot-filler, and a plethora of cabinet space. Breakfast area adjacent to kitchen sits right off the indoor brick porch with floor-to-ceiling doors & windows and built-in grill. Master bedroom features a private outdoor porch with treetop views, massive walk-in closet with endless storage, cedar closet, and ensuite bath with walk-in shower, jetted tub, and stained-glass window. Two separate staircases lead upstairs to bedrooms, bonus room, bathrooms, and movie theatre. While you're up there, don't miss seeing the incredibly well-insulated attic complete with spray foam insulation. This beautiful property sits on an acre with a large backyard, shaded wood pergola, brick patio & beautiful landscaping. Solar panels are owned and convey with the property, and utility bills are very low considering the size of the home! Ask agent for utility bill info. Pool renderings are also available. This is a one of a kind property! Call your favorite Realtor and schedule your viewing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave,Plumbed For Gas,Water Softener,Warming Drawer,Water Purifier,Wine Cooler
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room
Bedroom
- Features: En Suite Bathroom
- Level: First
- Dimensions: 14 x 14
Bedroom
- Features: Built-in Features,Closet Cabinetry
- Level: First
- Dimensions: 14 x 12
Bedroom
- Features: En Suite Bathroom,Split Bedrooms
- Level: Second
- Dimensions: 15 x 12
Bedroom
- Features: En Suite Bathroom,Split Bedrooms
- Level: Second
- Dimensions: 18 x 13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Bonus Room
- Level: First
- Dimensions: 16 x 12
Bonus Room
- Features: En Suite Bathroom
- Level: Second
- Dimensions: 22 x 14
Dining Room
- Level: First
- Dimensions: 17 x 14
Features
- Wet Bar,Built-in Features,Cedar Closet(s),Central Vacuum,Dry Bar,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Multiple Master Suites,Multiple Staircases,Pantry,Paneling/Wainscoting,Cable TV,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
- Window features: Window Coverings
- Flooring: Brick,Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Masonry,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Solar
- Cooling features: Central Air,Ceiling Fan(s),Multi Units
Interior Area
- Total interior livable area: 6,414 sqft
Kitchen
- Features: Built-in Features,Granite Counters,Kitchen Island,Pantry,Pot Filler,Sink
- Level: First
- Dimensions: 21 x 15
Living Room
- Features: Built-in Features,Fireplace
- Level: First
- Dimensions: 33 x 26
Master Bedroom
- Features: Closet Cabinetry,Cedar Closet(s),Double Vanity,En Suite Bathroom,Jetted Tub,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 18 x 16
Media Room
- Features: Built-in Features
- Level: Second
- Dimensions: 18 x 13
Office
- Features: Built-in Features
- Level: First
- Dimensions: 17 x 14
Sunroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 45 x 9
Utility Room
- Features: Built-in Features,Utility Sink
- Level: First
- Dimensions: 12 x 9
Workshop
- Level: First
- Dimensions: 14 x 12
Property
Details
- Parcel number: 260403
- Other equipment: Home Theater,Irrigation Equipment
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Front Porch,Glass Enclosed,Other,Side Porch,Covered,Deck
- Exterior features: Deck,Private Yard,Rain Gutters
- Fencing: Back Yard,Front Yard,Gate,Security,Wire
- Residential vegetation: Grassed,Partially Wooded
Lot
- Lot size: 1 Acres
- Features: Back Yard,Hardwood Trees,Irregular Lot,Lawn,Landscaped,Many Trees,Sprinkler System,Wooded
Parking
- Total spaces: 3
- Parking features: Circular Driveway,Door-Multi,Door-Single,Driveway,Garage,Inside Entrance,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Tornado
- Lightning
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $1,069 | $12,828 |
| Property Taxes | $1,859 | $22,308 |
| Electricity | $704 | $8,451 |
| Total | $8,688 | $104,256 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $999,900 |
| 2026-01-16 | Price change | $1,100,000 |
| 2025-09-02 | Listed for sale | $1,300,000 |
| 2025-08-14 | Listing removed | $1,450,000 |
| 2025-03-07 | Price change | $1,450,000 |
| 2024-10-07 | Price change | $1,475,000 |
| 2024-06-07 | Listed for sale | $1,500,000 |
For Sale by Agent
View on Zillow