55 Cumberland Cir, Denison, TX, 75021
About This Home
*****OPEN HOUSE, Saturday June 20,2026 from 1:00pm to 3:00pm.***** Beautiful, 2 bed, 2.5 bath on a full acre lot. Outside of town and no HOA. Front door entryway leads to a large, open living area with a gas log fireplace as its centerpiece. Dining room off to the side with patio doors to access the huge, fenced in back yard. The kitchen has an island that adds additional prep and service area. Down the hall is the second bedroom with double closets and across the hall is the secondary or guest bath. At the end of the hallway is the primary bedroom, with ensuite bath, with two vanities, and two walk-in closets. Just off the kitchen is the utility room area with a half bath as well. The garage is large and comes with a huge closet for storing the things you need to keep out of the way. Outside, is a 14x11 building with electricity for heat and air that can be used as an office space, or crafts or whatever you decide! Next to it is a 9x10 storage shed for your yard and garden items. Fenced dog run and cross fenced back yard give you endless possibilities. Custom built storm shelter next to the house for easy access if ever needed. It's nice and roomy, and a comfort when the weather is bad. This is a beautiful home on a full acre, with a large, fenced back yard, privacy fence on three sides, concrete drive and lots of beautiful, mature trees. Just minutes to Hwy 82 and Hwy 75, yet comes with peaceful, country living. Schedule your showing today and grab your own slice of Texas heaven!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Stacked
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 9 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 10 x 18
Features
- Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Cable TV,Natural Woodwork,Walk-In Closet(s)
- Window features: Window Coverings
- Flooring: Carpet,Ceramic Tile,Engineered Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total interior livable area: 1,824 sqft
Living Room
- Features: Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 21 x 18
Master Bedroom
- Features: Ceiling Fan(s),Double Vanity,En Suite Bathroom,Separate Shower
- Level: First
- Dimensions: 15 x 16
Property
Details
- Parcel number: 117052
- Exclusions: personal property items
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Covered,Front Porch
- Exterior features: Dog Run
- Fencing: Chain Link,Cross Fenced,Privacy
- Residential vegetation: Grassed,Partially Wooded
Lot
- Lot size: 1 Acres
- Features: Back Yard,Cleared,Hardwood Trees,Lawn,Many Trees
- Lot size dimensions: 43560
Parking
- Total spaces: 2
- Parking features: Additional Parking,Concrete,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $365 | $4,380 |
| Property Taxes | $63 | $756 |
| Electricity | $238 | $2,859 |
| Total | $2,536 | $30,432 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $370,000 |
| 2026-06-12 | Listed for sale | $370,000 |
For Sale by Agent
View on Zillow