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1908 Ridgecrest Ln, Sherman, TX, 75092

3beds
3baths
2,038sqft
$299,000
$147price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

Now offered at $280,000 Looking for more space without sacrificing convenience? This inviting 3-bedroom, 2.5-bath home offers over 2,000 square feet of thoughtfully designed living space in an established Sherman neighborhood. Inside, you'll find a functional floor plan featuring multiple living areas, a formal dining room, and a spacious kitchen that opens to the main living area—making it easy to entertain guests or enjoy everyday life with family. The oversized primary suite provides a comfortable retreat, while the secondary bedrooms offer plenty of flexibility for children, guests, or a dedicated home office. Out back, you'll discover one of this home's most unique features—a year-round spring-fed creek that creates a peaceful backdrop for relaxing evenings on the patio, weekend gatherings, or simply enjoying your morning coffee. Ideally located just minutes from shopping, restaurants, schools, and Highway 75, this home offers the perfect balance of tranquility and convenience. With a recent price improvement to $280,000 this is an incredible opportunity to own a spacious home with a one-of-a-kind backyard setting. Schedule your private showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
5/10
Piner Middle SchoolGrades 6-82.4 mi
5/10
Sherman High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Kitchen Island,Cable TV
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,038 sqft

Living Room

  • Level: First
  • Dimensions: 15 x 16

Master Bedroom

  • Level: Second
  • Dimensions: 20 x 20

Property

Details

  • Parcel number: 208687

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 8,450 sqft
  • Features: Cul-De-Sac,Greenbelt,Landscaped,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$283$3,396
Property Taxes $392$4,704
Electricity $238$2,859
Total$2,424$29,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 75092$147
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75092$160
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$280,000
2026-08-04Price change$292,400
2026-07-05Price change$299,000
2026-06-18Listed for sale$305,000
2017-12-09Sold--

For Sale by Agent

AgentJacob Kennedy
BrokerageReal Broker, LLC

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