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4597 W Line Rd, Whitesboro, TX, 76273

2beds
2baths
1,290sqft
$415,000
$322price/sqft
$2,956/moest. monthly cost
$118,240/yrincome needed

About This Home

This charming farmhouse is set just off the peaceful and highly sought after Line Road is full of character with soothing colors, warm wood in the countertops and floors, matched with a spacious floor plan and well thought out finishing touches will instantly make you feel at home. The front porch is perfect for quiet mornings with coffee while watching the sun rise. On the back porch you are surrounded by trees for your own personal oasis from the rest of the world. tots of opportunity to bring your pets, horses, or cattle, there is room to build stables, loafing sheds, etc. You will love being surrounded by nature, all within minutes of Whitesboro and Collinsville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
4/10
Collinsville High SchoolGrades 7-123.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Electric Oven,Disposal,Vented Exhaust Fan

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,290 sqft

Living Room

  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Features: En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 124229
  • Exclusions: All personal items. Washer/Dryer is negotiable with offer

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Partial
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 7.09 Acres
  • Features: Cleared,Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$370$4,440
Property Taxes $250$3,000
Electricity $238$2,859
Total$2,956$35,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,348/yr
40% on housing$88,680/yr
45% on housing$78,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 76273$478
Grayson County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 76273$193
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$425,000
2026-02-03Listed for sale$465,000
2025-09-01Listing removed$475,000
2025-06-15Price change$475,000
2025-04-01Listed for sale$515,000
2024-08-15Listing removed$499,999
2024-06-30Listed for sale$499,999
2024-06-25Listing removed$513,000
2024-04-21Price change$513,000
2024-04-10Listed for sale$515,000
2024-02-29Contingent$515,000
2024-02-28Listed for sale$515,000
2022-02-17Sold--
2022-02-16Pending sale$599,000
2022-02-03Contingent$599,000
2021-12-07Listed for sale$599,000

For Sale by Agent

AgentMichele Smith
BrokerageLake & Country Realty, LLC

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