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1081 Schneider Rd, Howe, TX, 75459

5beds
3baths
4,509sqft
$790,000
$175price/sqft
$6,292/moest. monthly cost
$251,680/yrincome needed

About This Home

Discover your private retreat on 3 beautiful acres in Howe! This one-of-a-kind custom home offers space, flexibility, and stylish updates throughout. The painted white brick exterior creates stunning curb appeal, while the interior welcomes you with a formal dining room overlooking the front yard. The spacious family room features a beautifully painted fireplace with gas starter and gas logs. The light and bright kitchen is updated with white cabinets, stainless steel appliances, gas range, granite countertops, farmhouse sink, and a designer backsplash. A massive laundry room includes space for a full-size washer and dryer, farmhouse sink, and refrigerator hookups. A versatile flex room with built-in desk is perfect for a game room or second living area. Downstairs also includes a guest bedroom with updated bath, a private office with oversized 11’ x 5’ closet, and a secluded primary suite overlooking the backyard. The ensuite primary bath offers a garden tub, separate shower, updated vanity with dual sinks, and large walk-in closet. Stylish laminate flooring runs throughout the downstairs—no carpet. Dual staircases lead upstairs to a loft with built-ins and skylights, a large media room with great storage, three spacious bedrooms with walk-in closets, an updated bath, and a second laundry area for a stackable washer and dryer. There is a lot of storage in this home and cool niches that make it Enjoy outdoor living with a sparkling pool, covered patio, and wide-open views. A 20’ x 30’ storage shed (2022) adds even more functionality. This unique property offers the perfect blend of comfort, space, and country charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Howe Elementary SchoolGrades PK-23.7 mi
7/10
Howe Middle SchoolGrades 6-84.8 mi
7/10
Howe High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Plumbed For Gas,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 14

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 14

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 8 x 7

Dining Room

  • Level: First
  • Dimensions: 12 x 10

Family Room

  • Level: First
  • Dimensions: 18 x 17

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Loft,Multiple Staircases,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s),Wired for Sound
  • Window features: Skylight(s),Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Glass Doors,Gas Log,Gas Starter,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 4,509 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 14 x 10

Living Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 21 x 17

Loft

  • Level: Second
  • Dimensions: 17 x 15

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 13

Media Room

  • Level: Second
  • Dimensions: 22 x 20

Office

  • Level: First
  • Dimensions: 11 x 11

Utility Room

  • Features: Built-in Features,Utility Room,Utility Sink
  • Level: First
  • Dimensions: 10 x 9

Property

Details

  • Parcel number: 127555
  • Exclusions: washer,dryer,refrigerator,flat screen tv

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Pool,Private,Pool Sweep,Water Feature
  • Patio & porch: Patio,Covered
  • Exterior features: Lighting,Rain Gutters,Storage
  • Fencing: Wood,Wire

Lot

  • Lot size: 3 Acres
  • Features: Acreage,Back Yard,Lawn,Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Multi,Driveway,Garage Faces Front,Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$705$8,460
Property Taxes $1,098$13,176
Electricity $495$5,941
Total$6,292$75,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,725/yr
40% on housing$188,760/yr
45% on housing$167,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 75459$200
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75459$142
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$790,000
2026-05-14Listed for sale$800,000
2021-10-01Sold--

For Sale by Agent

AgentKristi Schwartz
BrokerageEbby Halliday, Realtors

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