




303 Celtic Rd, Howe, TX, 75459
About This Home
Experience the perfect blend of privacy, functionality, and country charm on this beautiful 23.1-acre Ag-exempt ranch. A picturesque tree-lined entrance welcomes you onto the property, where mature trees, and expansive grazing pastures create a truly scenic setting. Tucked away from the road and surrounded by nature, the home enjoys exceptional privacy while offering peaceful views in every direction. Built in 2005, this 2,706-square-foot home features 3 bedrooms, 2 full bathrooms, 1 half bath inside the home, and an additional half bath in the garage—ideal for cleaning up after working outdoors or tending livestock. Upstairs, you'll find a spacious bonus room that can serve as a home office, game room, media room, or flex space to fit your needs. Fresh interior paint, a stunning Austin stone fireplace, and a beautiful Austin stone island highlight the inviting interior. The exterior features a timeless combination of brick and Austin stone construction, along with a security system for added peace of mind. The land is fully fenced and cross-fenced with cattle guards, water lines running to livestock troughs, and large open grazing fields. Mature shade trees, rolling terrain, and three beautiful magnolia trees create a picturesque setting for livestock, horses, or simply enjoying the outdoors. Additional improvements include a sprinkler system servicing both the front and back yards and a roof that is only two years old. The shop is equipped with electricity, has a roll-up door, and a finished room with and a full bathroom, and covered exterior storage. Three large chicken coops add even more versatility for hobby farming, livestock, or agricultural use. Mineral rights are available with an acceptable offer. Whether you're seeking a working ranch, horse property, or private country retreat, this exceptional property offers the perfect combination of comfort, functionality, and North Texas country living.
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached,Farmhouse
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Vented Exhaust Fan
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 0 x 0
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Built-in Features,Cathedral Ceiling(s),Eat-in Kitchen,High Speed Internet,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Blower Fan,Decorative,Living Room,Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 2,706 sqft
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Jetted Tub,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 130570
- Attached to another structure: Yes
Features
- Levels: One and One Half
- Pool features: None
- Patio & porch: Covered
- Exterior features: Private Entrance,Rain Gutters,RV Hookup,Storage
- Fencing: Barbed Wire,Cross Fenced,Fenced,Full,Gate
- Residential vegetation: Partially Wooded
Lot
- Lot size: 23.10 Acres
- Features: Acreage,Agricultural,Pasture,Many Trees,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Additional Parking,Concrete,Garage,Garage Door Opener,Gravel,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $1,160 | $13,920 |
| Property Taxes | $67 | $804 |
| Electricity | $297 | $3,565 |
| Total | $8,097 | $97,164 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $1,299,900 |
| 2026-06-29 | Listed for sale | $1,349,900 |
For Sale by Agent
