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146 Derby Dr, Van Alstyne, TX, 75495

4beds
3baths
2,121sqft
$579,000
$273price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Welcome to this gorgeous home in the highly desirable Steeplechase Estates, where every detail reflects pride of ownership. This exceptional property is perfect for the discerning buyer seeking a truly move-in-ready home. From the moment you arrive, you'll appreciate the fresh, inviting feel of this meticulously maintained residence. The interior features fresh paint, beautiful engineered hardwood flooring, and tasteful, high-end finishes throughout. Elegant granite countertops grace every surface, adding both style and sophistication. Situated on a beautifully landscaped one-acre lot, this charming country estate is surrounded by mature trees and lush, manicured grounds. The private backyard is a peaceful retreat, complete with attractive pipe fencing, a relaxing hot tub, and a private outdoor living area. The thoughtfully designed floor plan offers four bedrooms and two-and-a-half bathrooms. The formal dining room is currently being used as a home office, while the spacious breakfast room easily accommodates everyday dining. The kitchen features a breakfast bar and opens seamlessly to the family room, creating an ideal space for gathering and entertaining. The spacious primary suite provides a relaxing escape, and the beautifully updated ensuite bath offers both comfort and style. The 3 secondary bedrooms are separate from the primary room. Located outside the city limits, this property benefits from a low tax rate of just 1.67%. The neighborhood-run HOA is only $100 per year, and there is no MUD or special taxing district. Students attend the award-winning Van Alstyne ISD, and you'll enjoy the charm of Van Alstyne—a thriving community that has successfully preserved its welcoming small-town atmosphere while continuing to grow.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
9/10
Van Alstyne High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Features: Breakfast Bar
  • Level: First
  • Dimensions: 11 x 8

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Open Floorplan,Cable TV,Walk-In Closet(s)
  • Window features: Shutters,Window Coverings
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room,Masonry,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,121 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Pantry
  • Level: First
  • Dimensions: 12 x 11

Laundry

  • Features: Granite Counters,Utility Sink
  • Level: First
  • Dimensions: 8 x 7

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 17

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Office

  • Level: First
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 135380

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Covered
  • Exterior features: Awning(s),Rain Gutters
  • Fencing: Back Yard,Fenced,Pipe

Lot

  • Lot size: 1 Acres
  • Features: Acreage,Back Yard,Lawn,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Single,Driveway,Epoxy Flooring,Garage,Garage Door Opener,Inside Entrance,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$316$3,792
Property Taxes $554$6,648
Electricity $238$2,859
Total$4,035$48,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 75495$206
Grayson County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 75495$180
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$579,000
2020-07-23Listing removed$375,000
2020-07-04Listed for sale$375,000
2017-05-15Sold--

For Sale by Agent

AgentDebra Pettit
BrokeragePARAGON, REALTORS

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