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406 W Elm St, Collinsville, TX, 76233

5beds
2baths
1,666sqft
$305,000
$183price/sqft
$2,349/moest. monthly cost
$93,960/yrincome needed

About This Home

Welcome to 406 W Elm St. in Collinsville. A beautifully maintained 5 bedroom home that offers space, comfort, and small-town charm all in one. This inviting property sits in a quiet, established neighborhood and gives you the feeling of country living while still being right in town. The large backyard is perfect for relaxing evenings, entertaining guests, or giving pets and kids room to play. A versatile XL portable building adds even more value and can easily be used for storage, a home gym, workshop, or your own private retreat. Inside, you’ll find a well cared-for home that truly shows pride of ownership. With five bedrooms, there is plenty of space for family, guests, or even a home office setup. The layout is functional, comfortable, and ready for everyday living. Location is key, and this home delivers. It is conveniently located near local schools, parks, and everyday amenities, making daily routines simple and stress free. Commuters will appreciate the quick and easy access to U.S. Highway 377 and U.S. Highway 82, providing smooth travel to nearby towns and cities. This home stands out as a great value in today’s market. With its size, condition, location, and added shop space, it offers more for your money compared to similar homes. Whether you’re looking for room to grow, a place to settle in, or a smart investment, this property checks all the boxes. Don’t miss your chance to own a spacious, well-kept home in the heart of Collinsville, where comfort meets convenience at a price that makes sense.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
4/10
Collinsville High SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Open Floorplan

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,666 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 138865
  • Exclusions: Movie Projector,Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped

Parking

  • Parking features: Additional Parking,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$278$3,336
Property Taxes $291$3,492
Electricity $238$2,859
Total$2,349$28,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,537/yr
40% on housing$70,470/yr
45% on housing$62,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 76233$190
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 76233$154
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$305,000
2026-04-24Listed for sale$315,000
2024-07-26Sold--
2024-07-03Pending sale$299,000
2024-06-24Contingent$299,000
2024-06-14Listed for sale$299,000
2023-11-06Listing removed--
2023-10-10Listed for sale$295,000
2017-10-05Sold--

For Sale by Agent

AgentRandy Adams
BrokerageReal Estate Shoppe TX, LLC

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