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1200 Park Dr, Denison, TX, 75020

2beds
1baths
840sqft
$120,000
$143price/sqft
$1,073/moest. monthly cost
$42,920/yrincome needed

About This Home

Opportunity awaits at 1200 Park Drive in Denison, Texas. This 2 bedroom, 1 bathroom single-family residence offers a practical layout and excellent potential for an owner-occupant, investor, or renovation-minded buyer. Whether you are looking for a home to personalize or a project with possible resale or rental potential, this property provides a strong foundation for your vision. Located in Denison, this home offers convenient access to local schools, downtown Denison, restaurants, shopping, parks, and outdoor recreation. Nearby area amenities include Waterloo Lake Regional Park, local dining options in downtown Denison, Lake Texoma, and Eisenhower State Park. The property is also located within the Denison ISD area, with nearby schools including Mayes Elementary, B. McDaniel Intermediate, Henry Scott Middle, and Denison High School. This home may be especially appealing to buyers seeking a renovation project, investment opportunity, or property with value-add potential. With the right improvements, this home offers room to create something special in an established Denison location. Buyer and buyer’s agent to verify all information, including but not limited to schools, square footage, lot size, zoning, property condition, utilities, taxes, restrictions, permitted uses, and any renovation or investment potential.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Mayes Elementary SchoolGrades PK-40.9 mi
5/10
Henry Scott MiddleGrades 7-83.0 mi
5/10
Denison High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 840 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 140240
  • Exclusions: All personal belongings are excluded from the sale of the home and will be removed. Security cameras and system is also excluded.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$128$1,536
Property Taxes $101$1,212
Electricity $238$2,859
Total$1,073$12,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,788/yr
40% on housing$32,190/yr
45% on housing$28,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$118
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$120,000
2026-06-09Listed for sale$135,000
2020-03-06Sold--
2019-05-31Listed for sale$89,000

For Sale by Agent

AgentTre Allen
BrokerageDHS Realty

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